Utah · individual fact

Utah housing and borrowing

Home values, gross rent, homeownership, housing cost burdens, and the pressure from prices and incomes.

Median owner-occupied home value$489.4K2020–2024 · #6 of 50 · highest first
Median gross rent$1.5K2020–2024 · #14 of 50 · highest first
Homeownership rate70.2%2020–2024 · #13 of 50 · highest first

Utah over time

Explore Utah readings, major events and reviewed actions on the same date scale. Utah officeholders appear in separate lanes. National event evidence describes national context; it does not measure a Utah effect.

Major events & context · A curated selection, including uncertain effects. Milestone dates do not establish that an event caused a Utah change.

Enacted / issuedDid not proceedPending / in progressStatus unclear

Colors show the latest recorded status. Passing one chamber is not enactment. A number groups actions with the same date, body and status.

Home-price growth since 2016 Utah · source units
UtahPublished U.S. benchmark

Move across the chart to inspect the nearest observation. Click or tap to keep a reading selected, or focus the chart and use the arrow keys. Hover over or focus a marker to explore; click or tap to pin. Press Escape to clear.

Home-price growth since 20162025: +113.6%-13.6%+56.8%+127.2%Utah, 2016: +0%Utah, 2017: +7.9%Utah, 2018: +17.3%Utah, 2019: +26.2%Utah, 2020: +35.5%Utah, 2021: +65.1%Utah, 2022: +97.9%Utah, 2023: +99.8%Utah, 2024: +107.8%Utah, 2025: +113.6%201620202025
✦ Major events & context · 26National context · Housing downturn and the Great Recession · 2007-12-01Great RecessionNational context · Fannie Mae and Freddie Mac conservatorships announced · 2008-09-07Mortgage conservatorshipNational context · Federal Reserve announces agency mortgage-bond purchases · 2008-11-25Mortgage-bond purchasesNational context · Making Home Affordable modification guidelines released · 2009-03-04Mortgage relief guidelinesNational context · Federal Reserve announces another round of mortgage-bond purchases · 2012-09-13Further mortgage supportNational context · Federal Reserve announces slower bond purchases · 2013-12-18Bond purchases slowNational context · Ability-to-Repay mortgage standards take effect · 2014-01-10Mortgage lending standardsNational context · Federal Reserve raises its target above the near-zero range · 2015-12-16Rates leave near zeroNational context · Pandemic shock and emergency mortgage-market support · 2020-03-15COVID-19 / Fed responseNational context · CARES Act introduces mortgage and renter protections · 2020-03-27CARES housing reliefNational context · CDC eviction moratorium takes effect · 2020-09-04CDC eviction protectionsNational context · Treasury launches Emergency Rental Assistance · 2021-01-05Rental assistance launchesNational context · American Rescue Plan funds additional housing assistance · 2021-03-11Additional housing reliefNational context · Supreme Court blocks the renewed CDC eviction moratorium · 2021-08-26CDC moratorium blockedNational context · Federal Reserve begins the 2022 rate-increase cycle · 2022-03-16Rate increases beginNational context · Federal Reserve begins reducing its securities holdings · 2022-06-01Fed holdings begin shrinkingNational context · Freddie Mac changes mortgage-rate measurement · 2022-11-17Mortgage survey updateNational context · Average 30-year mortgage rate reaches 7.79% · 2023-10-26Mortgage rates reach 7.79%National context · Federal Reserve lowers its policy-rate target · 2024-09-18Policy-rate cutNational context · Federal Reserve ends the reduction of total securities holdings · 2025-12-01Fed runoff endsNational context · Federal Reserve cuts its target to 3.50–3.75% · 2025-12-10Further policy-rate cutNational context · Executive order targets federal support for institutional home purchases · 2026-01-20Institutional-buyer orderNational context · Executive order directs review of home-construction barriers · 2026-03-13Home-construction reviewNational context · Executive order directs review of mortgage-credit rules · 2026-03-13Mortgage-credit reviewNational context · 21st Century ROAD to Housing Act becomes law · 2026-07-11ROAD housing lawNational context · Federal Reserve holds its target at 3.50–3.75% · 2026-07-29Policy rate held steady● Utah Legislature · 3522233252● U.S. Congress · Utah delegation · 42◆ Governor · 13322■ Utah agencies · 0No reviewed actions match these filters.2007-12-012026-07-31

52 of 52 reviewed Utah actions match · 34 date markers shown. 26 major events shown separately.

Utah · 2025: +113.6% · Rank #4 of 50, highest first · U.S. benchmark: Not available

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016. This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income. Annual observations use December 31; monthly observations use the first of the month. Lines connect consecutive readings and do not supply values between them. Missing observations break the lines.

View observations and export data
Utah Home-price growth since 2016 · source units
PeriodUtahRankU.S. benchmark
2025+113.6%#4 of 50Not available
2024+107.8%#4 of 50Not available
2023+99.8%#4 of 50Not available
2022+97.9%#2 of 50Not available
2021+65.1%#2 of 50Not available
2020+35.5%#4 of 50Not available
2019+26.2%#4 of 50Not available
2018+17.3%#4 of 50Not available
2017+7.9%#7 of 50Not available
2016+0%#1 of 50Not available
How major events are selected

The timeline combines the corresponding national fact’s reviewed event catalog, labeled National context, with individually reviewed state milestones. State events use primary sources and distinguish signing, effective and filing dates. Each milestone keeps its source-check date, geographical limits and evidence limits. This curated selection is not a complete history.

Date ranges affect events and actions. Action type, status and official-name search affect government records only. Events remain separate from action counts. An event after the latest observation extends context without creating a new reading.

Utah · state comparison

Home values, rent, and homeownership

Census values are estimates for occupied housing, rather than current listing or sale prices.

Utah · 2020–2024$489,400
Utah rank#6among all 50 states
U.S. benchmark$332,700Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Median owner-occupied home value

Median reported value of owner-occupied housing.

2024 dollars; a higher value can benefit owners and make buying harder.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Utah stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Utah has a dark outline.

Lower value · $162.6KHigher value · $839.1KStriped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Utah · $489,4002020–2024 · Rank #6 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Utah with every state · 50 ranked
Median owner-occupied home value · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Hawaii$839,100—
#2California$734,700—
#3Washington$564,600—
#4Massachusetts$562,100—
#5Colorado$539,400—
#6Utah · your comparison$489,400—
#7Oregon$477,600—
#8New Jersey$454,400—
#9Nevada$435,400—
#10New York$423,800—
#11Maryland$419,900—
#12Idaho$418,600—
#13Rhode Island$404,200—
#14New Hampshire$402,500—
#15Arizona$394,500—
#16Virginia$383,700—
#17Montana$375,800—
#18Connecticut$366,900—
#19Florida$359,000—
#20Alaska$352,900—
#21Delaware$352,000—
#22Minnesota$329,300—
#23Vermont$316,600—
#24Wyoming$309,700—
#25Georgia$303,300—
#26Maine$296,600—
#27North Carolina$288,900—
#28Tennessee$286,700—
#29Texas$283,800—
#30Wisconsin$266,500—
#31Illinois$263,300—
#32South Carolina$259,000—
#33South Dakota$257,400—
#34Pennsylvania$254,500—
#35North Dakota$249,900—
#36New Mexico$248,100—
#37Nebraska$238,600—
#38Michigan$231,600—
#39Missouri$230,300—
#40Indiana$218,200—
#41Kansas$217,200—
#42Louisiana$216,500—
#43Ohio$214,800—
#44Alabama$209,900—
#45Iowa$208,000—
#46Kentucky$205,600—
#47Oklahoma$199,800—
#48Arkansas$188,000—
#49Mississippi$169,800—
#50West Virginia$162,600—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Median gross rent

$1,496/month2020–2024 estimate

Median monthly gross rent for renter-occupied housing units paying cash rent, including contract rent plus estimated average utility and fuel costs paid by the renter.

This source snapshot keeps its own definition and period. A rank shown elsewhere applies only to that comparison’s measure and period.

Method and limitations

U.S. Census Bureau QuickFacts, sourced from the American Community Survey 2020–2024 five-year estimate and expressed in 2024 dollars.

  • This is a multi-year statewide estimate, not a current asking-rent measure.
  • The median obscures differences by location, unit size, housing quality, and renter circumstances.
Utah · state comparison

How much income goes toward housing?

Compare moderate-or-severe and severe housing cost burdens for three distinct housing groups.

Utah · 2020–202447.2%
Utah rank#35among all 50 states
U.S. benchmark51.1%Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Renters · spending at least 30% of income

Housing costs as a share of household income, excluding households for which a ratio cannot be computed.

Renters and owners have separate denominators. Ratios use the Census computed-income universe.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Utah stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Utah has a dark outline.

Lower value · 38.9%Higher value · 60.1%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Utah · 47.2%2020–2024 · Rank #35 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Utah with every state · 50 ranked
Renters · spending at least 30% of income · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Florida60.1%—
#2Hawaii56.7%—
#3Nevada55.9%—
#4California55.3%—
#5Louisiana54.8%—
#6Colorado52.9%—
#7Connecticut52.6%—
#8Oregon52.5%—
#9Georgia52.4%—
#10South Carolina52.1%—
#11New York52.1%—
#12Massachusetts51.8%—
#13Texas51.7%—
#14New Jersey51.6%—
#15Maryland51.5%—
#16Arizona51.4%—
#17Mississippi51.3%—
#18Michigan50.4%—
#19New Mexico50.2%—
#20Washington49.9%—
#21Delaware49.6%—
#22North Carolina48.9%—
#23West Virginia48.9%—
#24Tennessee48.8%—
#25Alabama48.8%—
#26Virginia48.5%—
#27Maine48.4%—
#28Vermont48.4%—
#29New Hampshire48.2%—
#30Pennsylvania48.2%—
#31Minnesota48.1%—
#32Indiana48.1%—
#33Rhode Island48%—
#34Illinois47.9%—
#35Utah · your comparison47.2%—
#36Idaho46.9%—
#37Oklahoma46.3%—
#38Ohio45.9%—
#39Missouri45.6%—
#40Kentucky45.4%—
#41Nebraska45.1%—
#42Arkansas44.8%—
#43Montana44.8%—
#44Alaska44.6%—
#45Iowa43.9%—
#46Wisconsin43.7%—
#47Kansas43.5%—
#48Wyoming43.1%—
#49South Dakota39.8%—
#50North Dakota38.9%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Utah · state comparison

Home prices versus income growth

Both series start at 100 in 2016. The gap describes price pressure; it is not a mortgage payment or a price-to-income ratio.

Utah · 2025+113.6%
Utah rank#4among all 50 states
U.S. benchmarkNot availableSame measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Home-price growth since 2016

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016.

This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income.

Hover to inspect. Click or tap to compare that period with every state. Focus the graph and use arrow keys, Home or End to select a period. Press Escape to return to the latest period.

Utah
Home-price growth since 2016 history in Utah-17%+56.8%+130.6%20162025
2025 · Utah: +113.6% · Rank #4 of 50, highest first · Selected for state comparison
View history and select a period
Utah Home-price growth since 2016 history
PeriodUtahCompare
2016+0%
2017+7.9%
2018+17.3%
2019+26.2%
2020+35.5%
2021+65.1%
2022+97.9%
2023+99.8%
2024+107.8%
2025+113.6%

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Utah stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Utah has a dark outline.

Lower value · +38.2%Higher value · +141.7%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Utah · +113.6%2025 · Rank #4 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at the index base (0% growth); #1 means the highest value.

Compare Utah with every state · 50 ranked
Home-price growth since 2016 · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Idaho+141.7%—
#2Florida+114.5%—
#3Maine+113.7%—
#4Utah · your comparison+113.6%—
#5Tennessee+112.4%—
#6Arizona+112.3%—
#7New Hampshire+110.1%—
#8Rhode Island+108%—
#9Georgia+107.6%—
#10North Carolina+107.1%—
#11Montana+106.7%—
#12Nevada+106.1%—
#13South Carolina+105.5%—
#14Washington+100.2%—
#15Indiana+94.5%—
#16Wisconsin+94%—
#17Michigan+93.7%—
#18Ohio+93.3%—
#19Vermont+92.6%—
#20New Jersey+88.9%—
#21Missouri+86.9%—
#22New York+85.9%—
#23Nebraska+84.6%—
#24Massachusetts+84.3%—
#24South Dakota+84.3%—
#26Texas+83.3%—
#27Kentucky+83.2%—
#28Colorado+83.1%—
#29Kansas+82.5%—
#30New Mexico+82.3%—
#31Alabama+81.3%—
#32Arkansas+80.8%—
#33Connecticut+79.8%—
#34Pennsylvania+78.4%—
#35Virginia+76.5%—
#36Delaware+75.4%—
#37Oregon+74.7%—
#38California+72.7%—
#39Oklahoma+71.9%—
#40Minnesota+70%—
#41Wyoming+69.3%—
#42Illinois+65.3%—
#43Iowa+64.2%—
#44Mississippi+63.9%—
#45Hawaii+63%—
#46Maryland+59.4%—
#47West Virginia+58.6%—
#48Alaska+51.9%—
#49North Dakota+45.9%—
#50Louisiana+38.2%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Utah · state comparison

Construction, availability, and borrowing

State building activity, vacant units, mortgage performance, and borrowing rates are different measures.

Utah · 202526,775
Utah rank#16among all 50 states
U.S. benchmark1,431,616Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Total housing units authorized

New privately owned housing units authorized by building permits; final annual, not seasonally adjusted.

A permit is authorization, not a start or completed home. Absolute counts reflect the size of a state. Units in permit-issuing places; excludes public housing.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Utah stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Utah has a dark outline.

Lower value · 848Higher value · 210,217Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Utah · 26,7752025 · Rank #16 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Utah with every state · 50 ranked
Total housing units authorized · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Texas210,217—
#2Florida178,297—
#3California103,856—
#4North Carolina86,167—
#5Georgia61,196—
#6Arizona51,532—
#7South Carolina45,862—
#8Tennessee43,374—
#9New York38,667—
#10Washington34,913—
#11Colorado33,754—
#12Ohio33,640—
#13Virginia33,094—
#14Indiana29,076—
#15New Jersey27,661—
#16Utah · your comparison26,775—
#17Pennsylvania25,709—
#18Wisconsin25,569—
#19Michigan23,075—
#20Minnesota20,947—
#21Alabama19,061—
#22Illinois18,551—
#23Nevada18,540—
#24Idaho17,944—
#25Missouri17,474—
#26Oklahoma15,513—
#27Arkansas15,492—
#28Kentucky14,940—
#29Oregon14,839—
#30Louisiana14,203—
#31Iowa13,664—
#32Maryland13,358—
#33Massachusetts12,477—
#34Nebraska10,596—
#35Kansas10,299—
#36Mississippi8,405—
#37New Mexico7,747—
#38Connecticut7,273—
#39Maine6,979—
#40Delaware6,468—
#41South Dakota5,305—
#42Montana5,258—
#43New Hampshire5,030—
#44West Virginia3,962—
#45Hawaii3,708—
#46North Dakota2,440—
#47Vermont2,294—
#48Wyoming2,238—
#49Rhode Island1,738—
#50Alaska848—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

What candidates are saying

Explore statements about housing, rent, homeownership and borrowing costs from FactVote’s Utah candidate profiles. Compare candidates within each recorded race, with each person’s matching statements kept together. These are candidate and campaign statements, not verified outcomes.

20 statements from 9 candidates

2026 Utah U.S. House — District 1 — General Election

4 candidates with matching statements · 14 statements

Ben McAdams

5 statements

Democratic · U.S. House District 1 · UT

Housing & homeownership

Health Care: Nobody should have to choose between paying the rent and seeing a doctor. I’ll fight to lower health care costs by protecting coverage, reducing prescription drug prices, and standing up to policies that put insurance company profits ahead of patients.

Read exact statement & source

Source topic or question: Health care

Candidate campaign source

Health Care: Nobody should have to choose between paying the rent and seeing a doctor. I’ll fight to lower health care costs by protecting coverage, reducing prescription drug prices, and standing up to policies that put insurance company profits ahead of patients.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ben McAdams — candidate-owned primary source 3 ↗
View 4 more statements from Ben McAdams
Housing & homeownership

Housing: Utah families shouldn’t be priced out of their own communities. I’ll work to bring down the cost of housing, expand opportunities for first time homebuyers, increase housing supply, cut red tape that drives up costs, and support policies that help working families afford a safe place to liv…

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Housing: Utah families shouldn’t be priced out of their own communities. I’ll work to bring down the cost of housing, expand opportunities for first time homebuyers, increase housing supply, cut red tape that drives up costs, and support policies that help working families afford a safe place to live.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ben McAdams — candidate-owned primary source 3 ↗
Housing & homeownership

I’ll go to work every day thinking about how to lower housing costs, get you the medical care you deserve and make life a little bit easier for Utah families.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

I’ll go to work every day thinking about how to lower housing costs, get you the medical care you deserve and make life a little bit easier for Utah families.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ben McAdams — candidate-owned primary source 2 ↗
Housing & homeownership

Hard-working people should be able to afford the basics—housing, health care, groceries, and a secure retirement. Too many are falling behind. I’m focused on tackling the affordability crisis by standing against Trump’s tariffs that are driving up the cost of groceries and everyday items, by expandi…

Read exact statement & source

Source topic or question: Economy, jobs, taxes, and affordability

Candidate campaign source

Hard-working people should be able to afford the basics—housing, health care, groceries, and a secure retirement. Too many are falling behind. I’m focused on tackling the affordability crisis by standing against Trump’s tariffs that are driving up the cost of groceries and everyday items, by expanding access to housing that’s affordable, lowering health care costs, strengthening retirement security, and pushing back on economic policies that reward corporations while driving up prices for everyone else. Donald Trump’s tax giveaways to the wealthy have made the rich richer while working families struggle. I will fight for an economy that helps Utah’s working people thrive.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ben McAdams — candidate-owned primary source 3 ↗
Housing & homeownership

Ben is running for Congress on a platform focused on lowering housing costs, expanding access to affordable health care, and making everyday life more affordable for Utah families. The reality is that Washington has become disconnected from working people. Ben is committed to fighting for pragmatic …

Read exact statement & source

Source topic or question: Economy, jobs, taxes, and affordability

Candidate campaign source

Ben is running for Congress on a platform focused on lowering housing costs, expanding access to affordable health care, and making everyday life more affordable for Utah families. The reality is that Washington has become disconnected from working people. Ben is committed to fighting for pragmatic solutions that deliver results, regardless of party. Ben will protect civil liberties, due process, and democratic institutions while restoring cooperation and accountability in government. Ben’s got a proven record of delivering on policies that support families, safeguard freedoms, and rebuild trust in public service.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ben McAdams — candidate-owned primary source 1 ↗

Unaffiliated · U.S. House District 1 · UT

Housing & homeownership

Fund the Rio Grande Plan: Secure infrastructure grants to move downtown rail underground, freeing up 50 blocks of urban space for walkable housing and clean parks.

Read exact statement & source

Source topic or question: Transportation and infrastructure

Candidate campaign source

Fund the Rio Grande Plan: Secure infrastructure grants to move downtown rail underground, freeing up 50 blocks of urban space for walkable housing and clean parks.

Statement date not recorded · Profile reviewed Sep 15, 2026

Elias Henry Montgomery — candidate-owned primary source ↗
View 4 more statements from Elias Henry Montgomery
Housing & homeownership

Stop Over-Spending: Halt the reckless federal money-printing that drives up the daily cost of gas, groceries, and housing.

Read exact statement & source

Source topic or question: Energy, water, public lands, and environment

Candidate campaign source

Stop Over-Spending: Halt the reckless federal money-printing that drives up the daily cost of gas, groceries, and housing.

Statement date not recorded · Profile reviewed Sep 15, 2026

Elias Henry Montgomery — candidate-owned primary source ↗
Housing & homeownership

Address Economic Stressors First: Lower the cost of living by executing our primary Policy Agenda—stabilizing housing supply, prioritizing local buyers, and stopping reckless spending to halt the inflation eating away family savings.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Address Economic Stressors First: Lower the cost of living by executing our primary Policy Agenda—stabilizing housing supply, prioritizing local buyers, and stopping reckless spending to halt the inflation eating away family savings.

Statement date not recorded · Profile reviewed Sep 15, 2026

Elias Henry Montgomery — candidate-owned primary source ↗
Housing & homeownership

Lower Everyday Costs: Breaking down artificial market barriers to bring relief to housing and essential goods.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Lower Everyday Costs: Breaking down artificial market barriers to bring relief to housing and essential goods.

Statement date not recorded · Profile reviewed Sep 15, 2026

Elias Henry Montgomery — candidate-owned primary source ↗
Housing & homeownership

Protecting our essential natural resources through clear, predictable regional standards while funding infrastructure that opens up public space for housing and conservation. The law must act as an objective, consistent referee—enforcing transparent environmental safety limits on commercial waste fo…

Read exact statement & source

Source topic or question: Energy, water, public lands, and environment

Candidate campaign source

Protecting our essential natural resources through clear, predictable regional standards while funding infrastructure that opens up public space for housing and conservation. The law must act as an objective, consistent referee—enforcing transparent environmental safety limits on commercial waste footprints, while protecting local property development rights to secure long-term public well-being.

Statement date not recorded · Profile reviewed Sep 15, 2026

Elias Henry Montgomery — candidate-owned primary source ↗

Jesse West

2 statements

Libertarian · U.S. House District 1 · UT

Housing & homeownership

•Repeal zoning laws that restrict home businesses and housing supply

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

•Repeal zoning laws that restrict home businesses and housing supply

Statement date not recorded · Profile reviewed Sep 15, 2026

Jesse West — candidate-owned primary source 2 ↗
View 1 more statement from Jesse West
Housing & homeownership

When veterans come home, we owe them real support — healthcare, mental health services, housing, and job training. Too many servicemembers return to bureaucratic nightmares and broken promises. That's unacceptable.

Read exact statement & source

Source topic or question: National security, foreign policy, and veterans

Candidate campaign source

When veterans come home, we owe them real support — healthcare, mental health services, housing, and job training. Too many servicemembers return to bureaucratic nightmares and broken promises. That's unacceptable.

Statement date not recorded · Profile reviewed Sep 15, 2026

Jesse West — candidate-owned primary source 2 ↗

Riley Owen

2 statements

Republican · U.S. House District 1 · UT

Housing & homeownership

I'm running for Congress because I believe Utah deserves a representative who delivers. I'm committed to real results on issues that affect every Utahn: affordable housing, paid maternity leave, keeping kids safe online, and saving the Great Salt Lake.

Read exact statement & source

Source topic or question: Technology and cybersecurity

Candidate campaign source

I'm running for Congress because I believe Utah deserves a representative who delivers. I'm committed to real results on issues that affect every Utahn: affordable housing, paid maternity leave, keeping kids safe online, and saving the Great Salt Lake.

Statement date not recorded · Profile reviewed Sep 15, 2026

Riley Owen — candidate-owned primary source 1 ↗
View 1 more statement from Riley Owen
Housing & homeownership

Riley will fight for affordable housing through conditionalizing federal funding to localities implementing common-sense zoning reform.

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Source topic or question: Housing affordability

Candidate campaign source

Riley will fight for affordable housing through conditionalizing federal funding to localities implementing common-sense zoning reform.

Statement date not recorded · Profile reviewed Sep 15, 2026

Riley Owen — candidate-owned primary source 2 ↗

2026 Utah U.S. House — District 2 — General Election

1 candidate with matching statements · 1 statement

2026 Utah U.S. House — District 3 — General Election

3 candidates with matching statements · 4 statements

Adonis Hooslyn

2 statements

Unaffiliated · U.S. House District 3 · UT

Housing & homeownership

Lower the costs of housing, groceries, and utilities. Provide a robust safety net for the people of Utah’s 3rd District.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Lower the costs of housing, groceries, and utilities. Provide a robust safety net for the people of Utah’s 3rd District.

Statement date not recorded · Profile reviewed Sep 20, 2026

Adonis Hooslyn — candidate-owned primary source 2 ↗
View 1 more statement from Adonis Hooslyn
Housing & homeownership

To fight for a United States where working-class citizens don’t have to struggle to pay for groceries, rent, childcare, and utilities. Where missing one paycheck doesn't mean choosing between food or bills.

Read exact statement & source

Source topic or question: Economic Dignity

Candidate campaign source

To fight for a United States where working-class citizens don’t have to struggle to pay for groceries, rent, childcare, and utilities. Where missing one paycheck doesn't mean choosing between food or bills.

Statement date not recorded · Profile reviewed Sep 20, 2026

Adonis Hooslyn — candidate-owned primary source 2 ↗

Ayden Scott

1 statement

Unaffiliated · U.S. House District 3 · UT

Housing & homeownership

Every American deserves the opportunity to own a home — and this isn't just policy for me, it's personal. I'm living through this challenge right now, just like thousands of families across Utah. I believe the federal government's role in housing is to support and resource states and local communiti…

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Every American deserves the opportunity to own a home — and this isn't just policy for me, it's personal. I'm living through this challenge right now, just like thousands of families across Utah. I believe the federal government's role in housing is to support and resource states and local communities, not to override them. Zoning decisions, development plans, and housing policy belong at the local level where leaders actually know their communities. At the federal level, I'll fight to reduce regulations that drive up construction costs, cut red tape that delays new housing, and ensure federal resources are directed to the states that need them most. The people closest to the problem are best equipped to solve it.

Statement date not recorded · Profile reviewed Sep 15, 2026

Ayden Scott — candidate-owned primary source 3 ↗

Kent S. Udell

1 statement

Democratic · U.S. House District 3 · UT

Housing & homeownership

While many of us who have owned homes for decades are not negatively affected by rising housing costs, our younger generation finds that home ownership is not affordable without high wages. I support initiatives that focus on building starter homes in communities with access to family-friendly resou…

Read exact statement & source

Source topic or question: Education, child care, and workforce training

Candidate campaign source

While many of us who have owned homes for decades are not negatively affected by rising housing costs, our younger generation finds that home ownership is not affordable without high wages. I support initiatives that focus on building starter homes in communities with access to family-friendly resources such as good schools, parks and churches.

Statement date not recorded · Profile reviewed Sep 15, 2026

Kent S. Udell — candidate-owned primary source 1 ↗
Race groups · Page 1 of 2
How statements are selected

This section matches specific housing, rent, homeownership and borrowing costs terms in retained, attributed source text from published Utah candidate profiles. A profile heading or biography alone does not qualify. The Florida geography is fixed; saved state preferences cannot change these results. A mention can concern a community or group rather than Florida’s statewide measure.

Matching is automatic and does not establish a candidate’s stance, the accuracy of a claim, or an effect on the measured result. Results are grouped by recorded race, then by candidate name. Within each candidate, the matching issue mentions appear first. Only candidates with matching retained statements are shown; this is not a complete race roster. Repeated identical text for the same candidate is shown once. Coverage follows the existing state profiles and is not a complete record of all candidates or everything they have said. Review dates are not statement dates.

Utah incumbents

What incumbents are proposing

Explore reviewed bills sponsored by current Utah legislators and Utah’s congressional delegation, plus retained proposals from Utah’s governor and agencies. Each record keeps its latest recorded status and official evidence.

39 matching sponsorships or proposals · 23 Utah incumbents. These filters apply only to this section.

Rep. Blake D. Moore

U.S. House of Representatives, Utah District 1 · R–UT

1 proposal
View proposals from Rep. Blake D. Moore
U.S. Congress · Utah delegation · HR 308

Low Income Housing for Defense Communities Act

Jan 9, 2025 · In Congress

Rep. Blake D. Moore · Sponsored

FactVote reviewed summary

Excludes military basic housing allowances from specified affordable-rental eligibility calculations and expands the low-income housing credit for buildings near qualifying large military installations.

Referred to the House Committee on Ways and Means.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

2.Tax incentives for rental housing for members of the Armed Forces(a)Military basic housing allowance not taken into account in applying certain income restrictions on residential rental projects(1)Low-income housing tax creditSection 42(i) of the Internal Revenue Code of 1986 is amended by adding at the end the following new paragraph:(10)Income determined without regard to military basic housing allowancePayments under section 403 of title 37, United States Code, as a basic pay allowance for housing shall not be taken into account in determining income for purposes of this section..(2)Tax-exempt bonds for qualified residential rental projects(A)In generalSection 142(d)(2)(B) of such Code, as amended by subparagraph (B), is amended by inserting after clause (i) the following new clause:(ii)Income determined without regard to military basis housing allowancePayments under section 403 of title 37, United States Code, as a basic pay allowance for housing shall not be taken into account in determining income for purposes of clause (i). .(B)Repeal of deadwoodSection 142(d)(2)(B) of such Code is amended by striking clauses (ii), (iii), and (iv).(3)Effective dateThe amendments made by this subsection shall apply to determinations made after the date of the enactment of this Act.(b)Increase in low-Income housing credit for buildings near certain large military installation(1)In generalSection 42(d)(5)(B) of the Internal Revenue Code of 1986 is amended by adding at the end the following new clause:(vi)Buildings near certain large military installation(I)In generalAny building which is located within 15 miles of a large military installation shall be treated as located in a difficult development area which is designated for purposes of this subparagraph.(II)Large military installationFor purposes of this clause, the term large military installation means any military installation with a total plant replacement value (as determined by the Secretary of the Defense) in excess of $2,833,000,000..(2)Effective dateThe amendment made by this subsection shall apply to buildings placed in service after the date of the enactment of this Act.(3)No requirement that buildings be occupied solely by members of the Armed ForcesNothing in the amendment made by this subsection shall be applied or interpreted to require that buildings described in section 42(d)(5)(B)(vi) of the Internal Revenue Code of 1986 (as added by this section) be occupied solely by members of the Armed Forces.
Review official supporting evidence ↗

Rep. Calvin Roberts

Utah House of Representatives, District 46 · R–UT

2 proposals
View proposals from Rep. Calvin Roberts
Utah Legislature · HB 492

Transportation, Infrastructure, and Housing Amendments

Mar 25, 2026 · Enacted

Rep. Calvin Roberts · Sponsored

FactVote reviewed summary

Creates the State Housing Infrastructure Partnership Fund (fund) and provides for the use of fund money; authorizes the infrastructure loan board to make loans from the fund to qualifying political subdivisions to finance system improvements that will facilitate the construction of housing.

Governor Signed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

creates the State Housing Infrastructure Partnership Fund (fund) and provides for the use of fund money; authorizes the infrastructure loan board to make loans from the fund to qualifying political subdivisions to finance system improvements that will facilitate the construction of housing;
Review official supporting evidence ↗
Utah Legislature · HB 507

State Coordination of Regional and Local Economic Development Projects Amendments

Mar 25, 2026 · Enacted

Rep. Calvin Roberts · Sponsored

FactVote reviewed summary

Bars creation of new housing and transit reinvestment zones after January 1, 2028, and gives specified zone provisions retrospective operation to May 4, 2022. The rental-housing connection concerns these zones, which can finance income-restricted housing.

Governor Signed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

provides that a housing and transit reinvestment zone, first home investment zone, convention center reinvestment zone, or home ownership promotion zone may not be created after January 1, 2028; provides retrospective operation for certain provisions governing a housing and transit reinvestment zone, first home investment zone, and convention center reinvestment zone to May 4, 2022;
Review official supporting evidence ↗

Rep. Carol S. Moss

Utah House of Representatives, District 34 · D–UT

3 proposals
View proposals from Rep. Carol S. Moss
Utah Legislature · HB 286

Olene Walker Housing Loan Fund Amendments

Mar 7, 2025 · Did not pass

Rep. Carol S. Moss · Sponsored

FactVote reviewed summary

Transfers liquor-sale revenue to the Olene Walker Housing Loan Fund. Sixty percent of the transferred money is designated for acquiring, developing, or rehabilitating long-term income-restricted multifamily housing; the remainder supports owner-occupied housing.

House/ filed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

requires the Division of Finance to annually transfer a certain amount of state liquor sale revenues from the Liquor Control Fund to the Olene Walker Housing Loan Fund (fund);
Review official supporting evidence ↗
Utah Legislature · HB 141

Olene Walker Housing Loan Fund Amendments

Mar 1, 2024 · Did not pass

Rep. Carol S. Moss · Sponsored

FactVote reviewed summary

Requires the Division of Finance to annually transfer a certain amount of state liquor sale revenues from the Liquor Control Fund to the Olene Walker Housing Loan Fund.

House/ filed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

requires the Division of Finance to annually transfer a certain amount of state liquor sale revenues from the Liquor Control Fund to the Olene Walker Housing Loan Fund; and
Review official supporting evidence ↗
Utah Legislature · HB 566

Olene Walker Housing Loan Fund Amendments

Mar 3, 2023 · Did not pass

Rep. Carol S. Moss · Sponsored

FactVote reviewed summary

Requires the Division of Finance to annually transfer a certain amount of state liquor sale revenues to the Olene Walker Housing Loan Fund.

House/ filed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

requires the Division of Finance to annually transfer a certain amount of state liquor sale revenues to the Olene Walker Housing Loan Fund; and
Review official supporting evidence ↗

Rep. Casey Snider

Utah House of Representatives, District 5 · R–UT

1 proposal
View proposals from Rep. Casey Snider
Utah Legislature · HB 446

Housing and Transit Reinvestment Zone Modifications

Mar 3, 2023 · Did not pass

Rep. Casey Snider · Sponsored

FactVote reviewed summary

Provides a property owner near a public transit hub in a county with a small public transit district with certain vested development rights if the county failed to submit an application for a housing and transit reinvestment zone before a certain deadline.

House/ filed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

provides a property owner near a public transit hub in a county with a small public transit district with certain vested development rights if the county failed to submit an application for a housing and transit reinvestment zone before a certain deadline.
Review official supporting evidence ↗

Rep. David Shallenberger

Utah House of Representatives, District 58 · R–UT

3 proposals
View proposals from Rep. David Shallenberger
Utah Legislature · HB 404

Sex-Designated Housing Amendments

Mar 23, 2026 · Enacted

Rep. David Shallenberger · Sponsored

FactVote reviewed summary

Permits a landlord to restrict occupancy in single-sex housing to individuals of the designated biological sex; clarifies that such restriction is not unlawful discrimination under the Utah Fair Housing Act.

Governor Signed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

permits a landlord to restrict occupancy in single-sex housing to individuals of the designated biological sex; clarifies that such restriction is not unlawful discrimination under the Utah Fair Housing Act; and
Review official supporting evidence ↗
Utah Legislature · HB 516

Landlord Communication Amendments

Mar 6, 2026 · Did not pass

Rep. David Shallenberger · Sponsored

FactVote reviewed summary

Provides that if a renter believes a residential rental unit has a deficient condition, the renter shall inform the owner; provides that a renter may take commercially reasonable steps to correct a deficient condition in a residential rental unit; amends provisions relating to an owner's duty to return to the renter a security deposit and prepaid rent; provides that if an owner believes that a renter's residential rental unit is not habitable an owner may terminate a rental agreement; provides the notice requirements for an owner that terminates a rental agreement after determining that a residential rental unit is not habitable.

House/ filed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

provides that if a renter believes a residential rental unit has a deficient condition, the renter shall inform the owner; provides that a renter may take commercially reasonable steps to correct a deficient condition in a residential rental unit; amends provisions relating to an owner's duty to return to the renter a security deposit and prepaid rent; provides that if an owner believes that a renter's residential rental unit is not habitable an owner may terminate a rental agreement; provides the notice requirements for an owner that terminates a rental agreement after determining that a residential rental unit is not habitable;
Review official supporting evidence ↗
Utah Legislature · HB 480

Landlord Communication Amendments

Mar 25, 2025 · Enacted

Rep. David Shallenberger · Sponsored

FactVote reviewed summary

Allows an owner to return a deposit and prepaid rent and a notice of itemized deductions through electronic means; amends the form a renter may use to request the return of a renter's security deposit, prepaid rent, and itemized deductions.

Governor Signed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

allows an owner to return a deposit and prepaid rent and a notice of itemized deductions through electronic means; amends the form a renter may use to request the return of a renter's security deposit, prepaid rent, and itemized deductions;
Review official supporting evidence ↗

Rep. James A. Dunnigan

Utah House of Representatives, District 36 · R–UT

1 proposal
View proposals from Rep. James A. Dunnigan
Utah Legislature · HB 37

Utah Housing Amendments

Mar 26, 2025 · Enacted

Rep. James A. Dunnigan · Sponsored

FactVote reviewed summary

Authorizes local affordable-housing density bonuses that can include rental units, with affordability conditions and optional owner-occupancy restrictions. The provision is not an unrestricted rental-housing subsidy.

Governor Signed. The session has adjourned. This is the recorded disposition, not a determination of current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Utah’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Utah evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

authorizes a municipality or county to authorize additional housing density in exchange for certain requirements; modifies requirements for a moderate income housing plan and a moderate income housing report; requires the Governor's Office of Planning and Budget (GOPB) to develop a state housing plan by December 31, 2025;
Review official supporting evidence ↗
What sponsorship and proposal counts tell us

Only current Utah officeholders retained in the reviewed collection qualify. Bills require a recorded primary sponsorship; cosponsors and signing officials are excluded from sponsorship counts. An official introducer recorded as acting by request is labeled “Introduced by request”; that procedural role does not establish personal policy endorsement. Governor and agency records qualify when recorded as proposed. A separately verified governor transmittal can also establish an original proposal whose latest status reflects its later outcome. Signing an enacted law alone does not establish a proposal. A record appearing under several facts is counted once per officeholder. A bill with multiple primary sponsors appears under each recorded sponsor.

Enacted bills, adopted resolutions and unsuccessful measures remain visible as proposal history. Passing one chamber is not enactment. These counts do not measure effectiveness or prove that an action changed a Utah statistic. Collection reviewed Sep 6, 2026.