Maryland · individual fact

Maryland housing and borrowing

Home values, gross rent, homeownership, housing cost burdens, and the pressure from prices and incomes.

Median owner-occupied home value$419.9K2020–2024 · #11 of 50 · highest first
Median gross rent$1.71K2020–2024 · #7 of 50 · highest first
Homeownership rate67.6%2020–2024 · #24 of 50 · highest first

Maryland over time

Explore Maryland readings, major events and reviewed actions on the same date scale. Maryland officeholders appear in separate lanes. National event evidence describes national context; it does not measure a Maryland effect.

Major events & context · A curated selection, including uncertain effects. Milestone dates do not establish that an event caused a Maryland change.

Enacted / issuedDid not proceedPending / in progressStatus unclear

Colors show the latest recorded status. Passing one chamber is not enactment. A number groups actions with the same date, body and status.

Home-price growth since 2016 Maryland · source units
MarylandPublished U.S. benchmark

Move across the chart to inspect the nearest observation. Click or tap to keep a reading selected, or focus the chart and use the arrow keys. Hover over or focus a marker to explore; click or tap to pin. Press Escape to clear.

Home-price growth since 20162025: +59.4%-7.1%+29.7%+66.5%Maryland, 2016: +0%Maryland, 2017: +2.8%Maryland, 2018: +5.3%Maryland, 2019: +8.7%Maryland, 2020: +13.6%Maryland, 2021: +26.9%Maryland, 2022: +42.6%Maryland, 2023: +50.7%Maryland, 2024: +59%Maryland, 2025: +59.4%201620202025
✦ Major events & context · 28National context · Housing downturn and the Great Recession · 2007-12-01Great RecessionNational context · Fannie Mae and Freddie Mac conservatorships announced · 2008-09-07Mortgage conservatorshipNational context · Federal Reserve announces agency mortgage-bond purchases · 2008-11-25Mortgage-bond purchasesNational context · Making Home Affordable modification guidelines released · 2009-03-04Mortgage relief guidelinesNational context · Federal Reserve announces another round of mortgage-bond purchases · 2012-09-13Further mortgage supportNational context · Federal Reserve announces slower bond purchases · 2013-12-18Bond purchases slowNational context · Ability-to-Repay mortgage standards take effect · 2014-01-10Mortgage lending standardsNational context · Federal Reserve raises its target above the near-zero range · 2015-12-16Rates leave near zeroNational context · Pandemic shock and emergency mortgage-market support · 2020-03-15COVID-19 / Fed responseNational context · CARES Act introduces mortgage and renter protections · 2020-03-27CARES housing reliefNational context · CDC eviction moratorium takes effect · 2020-09-04CDC eviction protectionsNational context · Treasury launches Emergency Rental Assistance · 2021-01-05Rental assistance launchesNational context · American Rescue Plan funds additional housing assistance · 2021-03-11Additional housing reliefNational context · Supreme Court blocks the renewed CDC eviction moratorium · 2021-08-26CDC moratorium blockedNational context · Federal Reserve begins the 2022 rate-increase cycle · 2022-03-16Rate increases beginNational context · Federal Reserve begins reducing its securities holdings · 2022-06-01Fed holdings begin shrinkingNational context · Freddie Mac changes mortgage-rate measurement · 2022-11-17Mortgage survey updateNational context · Average 30-year mortgage rate reaches 7.79% · 2023-10-26Mortgage rates reach 7.79%National context · Federal Reserve lowers its policy-rate target · 2024-09-18Policy-rate cutNational context · Federal Reserve ends the reduction of total securities holdings · 2025-12-01Fed runoff endsNational context · Federal Reserve cuts its target to 3.50–3.75% · 2025-12-10Further policy-rate cutNational context · Executive order targets federal support for institutional home purchases · 2026-01-20Institutional-buyer orderNational context · Executive order directs review of home-construction barriers · 2026-03-13Home-construction reviewNational context · Executive order directs review of mortgage-credit rules · 2026-03-13Mortgage-credit reviewMaryland · Maryland approves housing application and development-fee rules · 2026-05-26Maryland Housing Certainty ActMaryland · Maryland approves housing and economic-development rules near rail transit · 2026-05-26Maryland transit housingNational context · 21st Century ROAD to Housing Act becomes law · 2026-07-11ROAD housing lawNational context · Federal Reserve holds its target at 3.50–3.75% · 2026-07-29Policy rate held steady● Maryland Legislature · 2212233224333235222423222223223322222215322241329● U.S. Congress · Maryland delegation · 2◆ Governor · 60331751439■ Maryland agencies · 152007-12-012026-08-31

298 of 298 reviewed Maryland actions match · 156 date markers shown. 28 major events shown separately.

Maryland · 2025: +59.4% · Rank #46 of 50, highest first · U.S. benchmark: Not available

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016. This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income. Annual observations use December 31; monthly observations use the first of the month. Lines connect consecutive readings and do not supply values between them. Missing observations break the lines.

View observations and export data
Maryland Home-price growth since 2016 · source units
PeriodMarylandRankU.S. benchmark
2025+59.4%#46 of 50Not available
2024+59%#43 of 50Not available
2023+50.7%#43 of 50Not available
2022+42.6%#43 of 50Not available
2021+26.9%#42 of 50Not available
2020+13.6%#43 of 50Not available
2019+8.7%#42 of 50Not available
2018+5.3%#39 of 50Not available
2017+2.8%#35 of 50Not available
2016+0%#1 of 50Not available
How major events are selected

The timeline combines the corresponding national fact’s reviewed event catalog, labeled National context, with individually reviewed state milestones. State events use primary sources and distinguish signing, effective and filing dates. Each milestone keeps its source-check date, geographical limits and evidence limits. This curated selection is not a complete history.

Date ranges affect events and actions. Action type, status and official-name search affect government records only. Events remain separate from action counts. An event after the latest observation extends context without creating a new reading.

Maryland · state comparison

Home values, rent, and homeownership

Census values are estimates for occupied housing, rather than current listing or sale prices.

Maryland · 2020–2024$419,900
Maryland rank#11among all 50 states
U.S. benchmark$332,700Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Median owner-occupied home value

Median reported value of owner-occupied housing.

2024 dollars; a higher value can benefit owners and make buying harder.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Maryland stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Maryland has a dark outline.

Lower value · $162.6KHigher value · $839.1KStriped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Maryland · $419,9002020–2024 · Rank #11 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Maryland with every state · 50 ranked
Median owner-occupied home value · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Hawaii$839,100—
#2California$734,700—
#3Washington$564,600—
#4Massachusetts$562,100—
#5Colorado$539,400—
#6Utah$489,400—
#7Oregon$477,600—
#8New Jersey$454,400—
#9Nevada$435,400—
#10New York$423,800—
#11Maryland · your comparison$419,900—
#12Idaho$418,600—
#13Rhode Island$404,200—
#14New Hampshire$402,500—
#15Arizona$394,500—
#16Virginia$383,700—
#17Montana$375,800—
#18Connecticut$366,900—
#19Florida$359,000—
#20Alaska$352,900—
#21Delaware$352,000—
#22Minnesota$329,300—
#23Vermont$316,600—
#24Wyoming$309,700—
#25Georgia$303,300—
#26Maine$296,600—
#27North Carolina$288,900—
#28Tennessee$286,700—
#29Texas$283,800—
#30Wisconsin$266,500—
#31Illinois$263,300—
#32South Carolina$259,000—
#33South Dakota$257,400—
#34Pennsylvania$254,500—
#35North Dakota$249,900—
#36New Mexico$248,100—
#37Nebraska$238,600—
#38Michigan$231,600—
#39Missouri$230,300—
#40Indiana$218,200—
#41Kansas$217,200—
#42Louisiana$216,500—
#43Ohio$214,800—
#44Alabama$209,900—
#45Iowa$208,000—
#46Kentucky$205,600—
#47Oklahoma$199,800—
#48Arkansas$188,000—
#49Mississippi$169,800—
#50West Virginia$162,600—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Median gross rent

$1,705/month2020–2024 estimate

Median monthly gross rent for renter-occupied housing units paying cash rent, including contract rent plus estimated average utility and fuel costs paid by the renter.

This source snapshot keeps its own definition and period. A rank shown elsewhere applies only to that comparison’s measure and period.

Method and limitations

U.S. Census Bureau QuickFacts, sourced from the American Community Survey 2020–2024 five-year estimate and expressed in 2024 dollars.

  • This is a multi-year statewide estimate, not a current asking-rent measure.
  • The median obscures differences by location, unit size, housing quality, and renter circumstances.
Maryland · state comparison

How much income goes toward housing?

Compare moderate-or-severe and severe housing cost burdens for three distinct housing groups.

Maryland · 2020–202451.5%
Maryland rank#15among all 50 states
U.S. benchmark51.1%Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Renters · spending at least 30% of income

Housing costs as a share of household income, excluding households for which a ratio cannot be computed.

Renters and owners have separate denominators. Ratios use the Census computed-income universe.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Maryland stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Maryland has a dark outline.

Lower value · 38.9%Higher value · 60.1%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Maryland · 51.5%2020–2024 · Rank #15 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Maryland with every state · 50 ranked
Renters · spending at least 30% of income · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Florida60.1%—
#2Hawaii56.7%—
#3Nevada55.9%—
#4California55.3%—
#5Louisiana54.8%—
#6Colorado52.9%—
#7Connecticut52.6%—
#8Oregon52.5%—
#9Georgia52.4%—
#10South Carolina52.1%—
#11New York52.1%—
#12Massachusetts51.8%—
#13Texas51.7%—
#14New Jersey51.6%—
#15Maryland · your comparison51.5%—
#16Arizona51.4%—
#17Mississippi51.3%—
#18Michigan50.4%—
#19New Mexico50.2%—
#20Washington49.9%—
#21Delaware49.6%—
#22North Carolina48.9%—
#23West Virginia48.9%—
#24Tennessee48.8%—
#25Alabama48.8%—
#26Virginia48.5%—
#27Maine48.4%—
#28Vermont48.4%—
#29New Hampshire48.2%—
#30Pennsylvania48.2%—
#31Minnesota48.1%—
#32Indiana48.1%—
#33Rhode Island48%—
#34Illinois47.9%—
#35Utah47.2%—
#36Idaho46.9%—
#37Oklahoma46.3%—
#38Ohio45.9%—
#39Missouri45.6%—
#40Kentucky45.4%—
#41Nebraska45.1%—
#42Arkansas44.8%—
#43Montana44.8%—
#44Alaska44.6%—
#45Iowa43.9%—
#46Wisconsin43.7%—
#47Kansas43.5%—
#48Wyoming43.1%—
#49South Dakota39.8%—
#50North Dakota38.9%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Maryland · state comparison

Home prices versus income growth

Both series start at 100 in 2016. The gap describes price pressure; it is not a mortgage payment or a price-to-income ratio.

Maryland · 2025+59.4%
Maryland rank#46among all 50 states
U.S. benchmarkNot availableSame measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Home-price growth since 2016

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016.

This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income.

Hover to inspect. Click or tap to compare that period with every state. Focus the graph and use arrow keys, Home or End to select a period. Press Escape to return to the latest period.

Maryland
Home-price growth since 2016 history in Maryland-8.9%+29.7%+68.3%20162025
2025 · Maryland: +59.4% · Rank #46 of 50, highest first · Selected for state comparison
View history and select a period
Maryland Home-price growth since 2016 history
PeriodMarylandCompare
2016+0%
2017+2.8%
2018+5.3%
2019+8.7%
2020+13.6%
2021+26.9%
2022+42.6%
2023+50.7%
2024+59%
2025+59.4%

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Maryland stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Maryland has a dark outline.

Lower value · +38.2%Higher value · +141.7%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Maryland · +59.4%2025 · Rank #46 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at the index base (0% growth); #1 means the highest value.

Compare Maryland with every state · 50 ranked
Home-price growth since 2016 · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Idaho+141.7%—
#2Florida+114.5%—
#3Maine+113.7%—
#4Utah+113.6%—
#5Tennessee+112.4%—
#6Arizona+112.3%—
#7New Hampshire+110.1%—
#8Rhode Island+108%—
#9Georgia+107.6%—
#10North Carolina+107.1%—
#11Montana+106.7%—
#12Nevada+106.1%—
#13South Carolina+105.5%—
#14Washington+100.2%—
#15Indiana+94.5%—
#16Wisconsin+94%—
#17Michigan+93.7%—
#18Ohio+93.3%—
#19Vermont+92.6%—
#20New Jersey+88.9%—
#21Missouri+86.9%—
#22New York+85.9%—
#23Nebraska+84.6%—
#24Massachusetts+84.3%—
#24South Dakota+84.3%—
#26Texas+83.3%—
#27Kentucky+83.2%—
#28Colorado+83.1%—
#29Kansas+82.5%—
#30New Mexico+82.3%—
#31Alabama+81.3%—
#32Arkansas+80.8%—
#33Connecticut+79.8%—
#34Pennsylvania+78.4%—
#35Virginia+76.5%—
#36Delaware+75.4%—
#37Oregon+74.7%—
#38California+72.7%—
#39Oklahoma+71.9%—
#40Minnesota+70%—
#41Wyoming+69.3%—
#42Illinois+65.3%—
#43Iowa+64.2%—
#44Mississippi+63.9%—
#45Hawaii+63%—
#46Maryland · your comparison+59.4%—
#47West Virginia+58.6%—
#48Alaska+51.9%—
#49North Dakota+45.9%—
#50Louisiana+38.2%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Maryland · state comparison

Construction, availability, and borrowing

State building activity, vacant units, mortgage performance, and borrowing rates are different measures.

Maryland · 202513,358
Maryland rank#32among all 50 states
U.S. benchmark1,431,616Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Total housing units authorized

New privately owned housing units authorized by building permits; final annual, not seasonally adjusted.

A permit is authorization, not a start or completed home. Absolute counts reflect the size of a state. Units in permit-issuing places; excludes public housing.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Maryland stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Maryland has a dark outline.

Lower value · 848Higher value · 210,217Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Maryland · 13,3582025 · Rank #32 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Maryland with every state · 50 ranked
Total housing units authorized · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Texas210,217—
#2Florida178,297—
#3California103,856—
#4North Carolina86,167—
#5Georgia61,196—
#6Arizona51,532—
#7South Carolina45,862—
#8Tennessee43,374—
#9New York38,667—
#10Washington34,913—
#11Colorado33,754—
#12Ohio33,640—
#13Virginia33,094—
#14Indiana29,076—
#15New Jersey27,661—
#16Utah26,775—
#17Pennsylvania25,709—
#18Wisconsin25,569—
#19Michigan23,075—
#20Minnesota20,947—
#21Alabama19,061—
#22Illinois18,551—
#23Nevada18,540—
#24Idaho17,944—
#25Missouri17,474—
#26Oklahoma15,513—
#27Arkansas15,492—
#28Kentucky14,940—
#29Oregon14,839—
#30Louisiana14,203—
#31Iowa13,664—
#32Maryland · your comparison13,358—
#33Massachusetts12,477—
#34Nebraska10,596—
#35Kansas10,299—
#36Mississippi8,405—
#37New Mexico7,747—
#38Connecticut7,273—
#39Maine6,979—
#40Delaware6,468—
#41South Dakota5,305—
#42Montana5,258—
#43New Hampshire5,030—
#44West Virginia3,962—
#45Hawaii3,708—
#46North Dakota2,440—
#47Vermont2,294—
#48Wyoming2,238—
#49Rhode Island1,738—
#50Alaska848—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

What candidates are saying

Explore statements about housing, rent, homeownership and borrowing costs from FactVote’s Maryland candidate profiles. Compare candidates within each recorded race, with each person’s matching statements kept together. These are candidate and campaign statements, not verified outcomes.

13 statements from 7 candidates

2026 Maryland Comptroller — General Election

1 candidate with matching statements · 1 statement

2026 Maryland Governor / Lt. Governor — General Election

3 candidates with matching statements · 5 statements

Andy Ellis

1 statement

Green · Governor / Lt. Governor · MD

Housing & homeownership

At the same time, we will be putting forward bold policy proposals that get at the heart of the issues facing Maryland: the need for a solidarity economy, the climate and environmental crises, high-quality public education, healthcare and housing as human rights, reliable public transit, divestment …

Read exact statement & source

Source topic or question: Health care

Candidate campaign source

At the same time, we will be putting forward bold policy proposals that get at the heart of the issues facing Maryland: the need for a solidarity economy, the climate and environmental crises, high-quality public education, healthcare and housing as human rights, reliable public transit, divestment from war and genocide, and more.

Statement date not recorded · Profile reviewed Sep 15, 2026

Andy Ellis — candidate-owned primary source 4 ↗

Dan Cox

2 statements

Republican · Governor / Lt. Governor · MD

Housing & homeownership

We will advocate for all families across our state, ensuring that everyone, including single mothers and fathers, receives the opportunities and resources they need to thrive. When our children can afford to live here and are not forced to move to find jobs and affordable housing, then Maryland fami…

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

We will advocate for all families across our state, ensuring that everyone, including single mothers and fathers, receives the opportunities and resources they need to thrive. When our children can afford to live here and are not forced to move to find jobs and affordable housing, then Maryland families will grow, and our State will have a more secure future.

Statement date not recorded · Profile reviewed Sep 15, 2026

Dan Cox — candidate-owned primary source 1 ↗
View 1 more statement from Dan Cox
Housing & homeownership

To keep families, children, and grandchildren in Maryland, we must ensure affordable options for first-time home buyers. Dan plans an aggressive affordability program, including considering mortgage downpayment assistance and tax credits for first-time and young home buyers, slashing ridiculous buil…

Read exact statement & source

Source topic or question: Economy, jobs, taxes, and affordability

Candidate campaign source

To keep families, children, and grandchildren in Maryland, we must ensure affordable options for first-time home buyers. Dan plans an aggressive affordability program, including considering mortgage downpayment assistance and tax credits for first-time and young home buyers, slashing ridiculous building costs and permitting burdens that send our builders out of state, and increasing tax write-off options for home building and renovation costs. At the same time, we must immediately cease taxing our seniors out of their retirement homes through statewide law and executive action to limit, cap, and, where possible, eliminate property taxes.

Statement date not recorded · Profile reviewed Sep 15, 2026

Dan Cox — candidate-owned primary source 1 ↗

Wes Moore

2 statements

Democratic · Governor / Lt. Governor · MD

Housing & homeownership

Lower costs for Maryland families, including groceries and rent.

Read exact statement & source

Source topic or question: Affordability

Candidate campaign source

Lower costs for Maryland families, including groceries and rent.

Statement date not recorded · Profile reviewed Sep 16, 2026

Wes Moore — Part 89 verified source ↗
View 1 more statement from Wes Moore
Housing & homeownership

Advanced a housing package that increases supply, lowers costs, finances rental units, and expands access to homeownership.

Read exact statement & source

Source topic or question: Housing

Candidate campaign source

Advanced a housing package that increases supply, lowers costs, finances rental units, and expands access to homeownership.

Statement date not recorded · Profile reviewed Sep 16, 2026

Wes Moore — Part 89 verified source ↗

2026 Maryland U.S. House — District 1 — General Election

1 candidate with matching statements · 2 statements

Dan Schwartz

2 statements

Democratic · U.S. House District 1 · MD

Housing & homeownership

Rep. Andy Harris is perpetuating a scam on the American people by cutting taxes for billionaires while doing nothing for working families in Maryland. Everyday costs, for housing, groceries, utilities, health care, and transportation are out of control. He’s supported the tariffs and cuts to critica…

Read exact statement & source

Source topic or question: Health care

Candidate campaign source

Rep. Andy Harris is perpetuating a scam on the American people by cutting taxes for billionaires while doing nothing for working families in Maryland. Everyday costs, for housing, groceries, utilities, health care, and transportation are out of control. He’s supported the tariffs and cuts to critical services that result in thousands in additional annual costs for American families. For young people in Maryland, owning a home has become out of reach. It’s impossible to save for emergencies, let alone for vacations. We will re-write rules, and pursue sensible economic policies that make the economy work for Maryland families and working class people, instead of for billionaires.

Statement date not recorded · Profile reviewed Sep 15, 2026

Dan Schwartz — candidate-owned primary source 2 ↗
View 1 more statement from Dan Schwartz
Housing & homeownership

Expand existing federal rural mortgage programs (USDA Direct, FHA, and VA loans) and affordable mortgage programs for veterans, educators, healthcare workers and first responders.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Expand existing federal rural mortgage programs (USDA Direct, FHA, and VA loans) and affordable mortgage programs for veterans, educators, healthcare workers and first responders.

Statement date not recorded · Profile reviewed Sep 15, 2026

Dan Schwartz — candidate-owned primary source 2 ↗
Race groups · Page 1 of 2
How statements are selected

This section matches specific housing, rent, homeownership and borrowing costs terms in retained, attributed source text from published Maryland candidate profiles. A profile heading or biography alone does not qualify. The Florida geography is fixed; saved state preferences cannot change these results. A mention can concern a community or group rather than Florida’s statewide measure.

Matching is automatic and does not establish a candidate’s stance, the accuracy of a claim, or an effect on the measured result. Results are grouped by recorded race, then by candidate name. Within each candidate, the matching issue mentions appear first. Only candidates with matching retained statements are shown; this is not a complete race roster. Repeated identical text for the same candidate is shown once. Coverage follows the existing state profiles and is not a complete record of all candidates or everything they have said. Review dates are not statement dates.

Maryland incumbents

What incumbents are proposing

Explore reviewed bills sponsored by current Maryland legislators and Maryland’s congressional delegation, plus retained proposals from Maryland’s governor and agencies. Each record keeps its latest recorded status and official evidence.

223 matching sponsorships or proposals · 76 Maryland incumbents. These filters apply only to this section.

Comptroller Brooke Lierman

Comptroller of Maryland · D–MD

2 proposals
View proposals from Comptroller Brooke Lierman
Maryland Legislature · HB 830

Community Development Administration - Financial Assistance Programs - Prohibitions

Feb 22, 2021 · Did not pass

Comptroller Brooke Lierman · Sponsored

FactVote reviewed summary

Prohibiting the Community Development Administration from requiring the use of long-term tax-exempt bonds to qualify for Rental Housing Works loans or otherwise conditioning the award of financial assistance under an affordable housing program administered by the Administration on the use of any other Administration resource.

The measure did not pass in its completed 2021RS session. Final recorded action: 2021-02-22, Withdrawn by Sponsor.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Prohibiting the Community Development Administration from requiring the use of long-term tax-exempt bonds to qualify for Rental Housing Works loans or otherwise conditioning the award of financial assistance under an affordable housing program administered by the Administration on the use of any other Administration resource.
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Maryland Legislature · HB 1045

Land Use - Comprehensive Plans - Housing Element

May 25, 2019 · Enacted without signature

Comptroller Brooke Lierman · Sponsored

FactVote reviewed summary

Requiring the planning commissions for certain local jurisdictions to include a housing element in the comprehensive plan for their respective jurisdictions; providing that the contents of the housing element in certain comprehensive plans include goals, objectives, policies, plans, and standards and address the need for affordable housing within a county, including workforce housing and low-income housing; and applying the Act prospectively.

2019-05-25: Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 713. This records the legislative disposition; later implementation or court decisions may differ.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring the planning commissions for certain local jurisdictions to include a housing element in the comprehensive plan for their respective jurisdictions; providing that the contents of the housing element in certain comprehensive plans include goals, objectives, policies, plans, and standards and address the need for affordable housing within a county, including workforce housing and low-income housing; and applying the Act prospectively.
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Del. Adrian Boafo

Maryland House of Delegates, District 23 · D–MD

2 proposals
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Maryland Legislature · HB 1077

Landlord and Tenant - Residential Leases - Prospective Tenant Criminal History Records Check (Maryland Fair Chance Housing Act)

Feb 5, 2025 · Did not pass

Del. Adrian Boafo · Sponsored

FactVote reviewed summary

Prohibiting a landlord from requiring or requesting from a prospective tenant certain information relating to criminal history and prohibiting a landlord from considering certain information when evaluating the prospective tenant; permitting a landlord to consider certain criminal history information prior to extending a conditional offer to a prospective tenant and requiring the landlord to consider certain information provided by a prospective tenant relating to a criminal history records check; etc.

The measure did not pass in its completed 2025RS session. Final recorded action: 2025-02-05, Hearing 2/25 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Prohibiting a landlord from requiring or requesting from a prospective tenant certain information relating to criminal history and prohibiting a landlord from considering certain information when evaluating the prospective tenant; permitting a landlord to consider certain criminal history information prior to extending a conditional offer to a prospective tenant and requiring the landlord to consider certain information provided by a prospective tenant relating to a criminal history records check; etc.
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Maryland Legislature · HB 964

Landlords and Prospective Tenants - Residential Leases - Criminal History Review (Maryland Fair Chance in Housing Act)

Feb 6, 2024 · Did not pass

Del. Adrian Boafo · Sponsored

FactVote reviewed summary

Altering the number of years of criminal history, from 7 years to 3 years, that are reviewed in a certain reusable tenant screening report; establishing certain prohibitions and limitations on the review and consideration of a prospective tenant's criminal history; and requiring a landlord that denies the lease application of a prospective tenant to provide the individual with a physical document stating with particularity each reason for the denial.

The measure did not pass in its completed 2024RS session. Final recorded action: 2024-02-06, Hearing 2/27 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Altering the number of years of criminal history, from 7 years to 3 years, that are reviewed in a certain reusable tenant screening report; establishing certain prohibitions and limitations on the review and consideration of a prospective tenant's criminal history; and requiring a landlord that denies the lease application of a prospective tenant to provide the individual with a physical document stating with particularity each reason for the denial.
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Del. April Miller

Maryland House of Delegates, District 4 · R–MD

1 proposal
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Maryland Legislature · HB 1538

Land Use - Accessory Dwelling Units - Requirements and Prohibitions (Maryland Generational Housing Act of 2026)

Feb 17, 2026 · Did not pass

Del. April Miller · Sponsored

FactVote reviewed summary

Requiring a certain local law to authorize development of at least one internal accessory dwelling unit and one external accessory dwelling unit on certain land notwithstanding a certain density limit; limiting the imposition of off-street parking requirements to certain accessory dwelling units; prohibiting a utility provider from charging a certain property owner certain fees; authorizing a certain accessory dwelling unit to share certain utility meters and service laterals with a primary single-family detached dwelling unit; etc.

The measure did not pass in its completed 2026RS session. Final recorded action: 2026-02-17, Hearing 3/13 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring a certain local law to authorize development of at least one internal accessory dwelling unit and one external accessory dwelling unit on certain land notwithstanding a certain density limit; limiting the imposition of off-street parking requirements to certain accessory dwelling units; prohibiting a utility provider from charging a certain property owner certain fees; authorizing a certain accessory dwelling unit to share certain utility meters and service laterals with a primary single-family detached dwelling unit; etc.
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Del. Ben Barnes

Maryland House of Delegates, District 21 · D–MD

1 proposal
View proposals from Del. Ben Barnes
Maryland Legislature · HB 724

Access to Counsel in Evictions Special Fund - Funding

Feb 3, 2022 · Did not pass

Del. Ben Barnes · Sponsored

FactVote reviewed summary

Requiring the Comptroller to distribute $11,800,000 of certain abandoned property funds to the Access to Counsel in Evictions Special Fund for fiscal year 2023.

The measure did not pass in its completed 2022RS session. Final recorded action: 2022-02-03, Hearing 2/16 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring the Comptroller to distribute $11,800,000 of certain abandoned property funds to the Access to Counsel in Evictions Special Fund for fiscal year 2023.
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Del. Bernice Mireku-North

Maryland House of Delegates, District 14 · D–MD

1 proposal
View proposals from Del. Bernice Mireku-North
Maryland Legislature · HB 93

Landlord and Tenant - Termination of Residential Lease - Limitation of Liability for Rent

Apr 25, 2024 · Enacted

Del. Bernice Mireku-North · Sponsored

FactVote reviewed summary

Expands the existing limit of two months’ rent after a qualifying medical lease termination to certain mental disorders. Certification must establish that continued habitation is unfeasible or unsustainable, or that the patient must move for a higher level of care. Also permits licensed psychologists to certify, with the existing notice and expected-duration requirements.

2024-04-25: Approved by the Governor - Chapter 290. This records the legislative disposition; later implementation or court decisions may differ.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

HB 93 Department of Legislative Services Maryland General Assembly 2024 Session FISCAL AND POLICY NOTE Third Reader - Revised House Bill 93 (Delegate Mireku - North, et al. ) Environment and Transportation Judicial Proceedings Landlord and Tenant - Termination of Residential Lease - Limitation of Liability for Rent This bill generally expands the circumstances under which a tenant ’s liability for rent may be limited when vacating a premises due to medical reasons by (1) specifically extending applicability to individuals with a mental disorder who meet certain requirements and (2) authorizing psychologists to complete the necessary certification that a tenant must provide to the landlord. Fiscal Summary State Effect: The bill does not materially affect State operations or finances. Local Effect: The bill does not materially affect local government operations or finances. Small Business Effect: Minimal. Analysis Bill Summary/Current Law: In limited circumstances under statute, a tenant’s liability for rent under a lease agreement may not exceed two months’ rent following the date on which the tenant vacates the premises due to certain medical conditions. In order to qualify for this limitation, prior to vacating the premises the tenant must provide the landlord with: (1) a certification prepared by a physician, as discussed below, regarding the medical condition of an individual who is a named party in a lease or an authorized occupant under the lease ’ s terms and (2) a written notice of the termination of the lease stating the date by when the tenant will vacate the premises. HB 93/ Page 2 The certification must specify that the physician ’ s patient is no longer able to live at the leased premises because the patient has a medical condition that (1) substantially restricts the physical mobility of the patient within, or from entering and exiting, the leased premises or (2) requires the patient to move to a home, facility, or institution to obtain a higher level of care than can be provided at the leased premises. The bill establishes that a qualifying medical condition also includes a mental disorder (as defined in statute) if the condition either (1) causes the continued habitation of the leased premises to be unfeasible or unsustainable for the patient or (2) requires the patient to move to a home, facility, or institution to obtain a higher level of care than can be provided at the leased premises. Under current law (and unchanged by the bill), the certification must also state that the expected duration of the patient’s medical condition will continue beyond the termination d ate of the patient’s lease. Under current law, the certification must be prepared on the letterhead or printed prescription form of the physician and be signed by the physician. The bill expands the list of medical professionals who may complete the necessary certification to include licensed psychologists, as specified, and makes related conforming changes. Generally, the provisions discussed above do not apply to a tenant under a residential lease that contains a liquidated damages clause or early termination clause that (1) requires written notice to vacate of one month or less and (2) imposes liability for rent less than or equal to two months ’ rent after the date on which the tenant vacates the leased premises. Additional Information Recent Prior Introductions: Similar legislation has not been introduced within the last three years. Designated Cross File: SB 162 (Senator Waldstreicher) - Judicial Proceedings. Information Source(s): Baltimore City; Howard and Prince George’s counties; Judiciary (Administrative Office of the Courts); Maryland Department of Health; Department of Legislative Services HB 93/ Page 3 Fiscal Note History: First Reader - January 26, 2024 Third Reader - March 15, 2024 Revised - Amendment(s) - March 15 , 2024 rh / jkb Analysis by: Donavan A. Ham Direct Inquiries to: (410) 946-5510 (301) 970-5510
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Del. Brian Chisholm

Maryland House of Delegates, District 31 · R–MD

2 proposals
View proposals from Del. Brian Chisholm
Maryland Legislature · HB 229

Real Property - Holding Over - Expedited Hearing and Service of Summons for Active Duty Service Members

Jan 10, 2025 · Did not pass

Del. Brian Chisholm · Sponsored

FactVote reviewed summary

Requiring the District Court to hold a hearing on a tenant holding over within 45 days after a landlord makes a complaint if the landlord or the landlord's spouse is on active duty with the United States military; and authorizing a private process server to serve a certain summons if the constable or sheriff of the county fails to serve the summons within 10 days after the summons is issued by the court.

The measure did not pass in its completed 2025RS session. Final recorded action: 2025-01-10, Hearing 1/29 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring the District Court to hold a hearing on a tenant holding over within 45 days after a landlord makes a complaint if the landlord or the landlord's spouse is on active duty with the United States military; and authorizing a private process server to serve a certain summons if the constable or sheriff of the county fails to serve the summons within 10 days after the summons is issued by the court.
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Maryland Legislature · HB 1316

Real Property – Holding Over – Expedited Hearing and Service of Summons for Active Duty Service Member

Mar 14, 2024 · Did not pass

Del. Brian Chisholm · Sponsored

FactVote reviewed summary

Requiring a District Court to hold a hearing on a tenant holding over within 45 days after a landlord makes a complaint if the landlord or the landlord's spouse is on active duty with the United States military; and authorizing a private process server to serve a summons if the constable or sheriff fails to serve the summons within 10 days after the summons is issued by the court.

The measure did not pass in its completed 2024RS session. Final recorded action: 2024-03-14, Hearing 3/21 at 1:00 p.m..

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Maryland’s median rent. This relationship does not establish causation. Actions after the fact’s measurement period cannot explain its earlier value.

Retained Maryland evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring a District Court to hold a hearing on a tenant holding over within 45 days after a landlord makes a complaint if the landlord or the landlord's spouse is on active duty with the United States military; and authorizing a private process server to serve a summons if the constable or sheriff fails to serve the summons within 10 days after the summons is issued by the court.
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What sponsorship and proposal counts tell us

Only current Maryland officeholders retained in the reviewed collection qualify. Bills require a recorded primary sponsorship; cosponsors and signing officials are excluded from sponsorship counts. An official introducer recorded as acting by request is labeled “Introduced by request”; that procedural role does not establish personal policy endorsement. Governor and agency records qualify when recorded as proposed. A separately verified governor transmittal can also establish an original proposal whose latest status reflects its later outcome. Signing an enacted law alone does not establish a proposal. A record appearing under several facts is counted once per officeholder. A bill with multiple primary sponsors appears under each recorded sponsor.

Enacted bills, adopted resolutions and unsuccessful measures remain visible as proposal history. Passing one chamber is not enactment. These counts do not measure effectiveness or prove that an action changed a Maryland statistic. Collection reviewed Oct 5, 2026.