Oklahoma · individual fact

Oklahoma housing and borrowing

Home values, gross rent, homeownership, housing cost burdens, and the pressure from prices and incomes.

Median owner-occupied home value$199.8K2020–2024 · #47 of 50 · highest first
Median gross rent$1.01K2020–2024 · #41 of 50 · highest first
Homeownership rate65.8%2020–2024 · #38 of 50 · highest first

Oklahoma over time

Explore Oklahoma readings, major events and reviewed actions on the same date scale. Oklahoma officeholders appear in separate lanes. National event evidence describes national context; it does not measure a Oklahoma effect.

Major events & context · A curated selection, including uncertain effects. Milestone dates do not establish that an event caused a Oklahoma change.

Enacted / issuedDid not proceedPending / in progressStatus unclear

Colors show the latest recorded status. Passing one chamber is not enactment. A number groups actions with the same date, body and status.

Home-price growth since 2016 Oklahoma · source units
OklahomaPublished U.S. benchmark

Move across the chart to inspect the nearest observation. Click or tap to keep a reading selected, or focus the chart and use the arrow keys. Hover over or focus a marker to explore; click or tap to pin. Press Escape to clear.

Home-price growth since 20162025: +71.9%-8.6%+36%+80.5%Oklahoma, 2016: +0%Oklahoma, 2017: +3.3%Oklahoma, 2018: +5.5%Oklahoma, 2019: +9.6%Oklahoma, 2020: +14.7%Oklahoma, 2021: +27.9%Oklahoma, 2022: +47.4%Oklahoma, 2023: +56.4%Oklahoma, 2024: +64.2%Oklahoma, 2025: +71.9%201620202025
✦ Major events & context · 26National context · Housing downturn and the Great Recession · 2007-12-01Great RecessionNational context · Fannie Mae and Freddie Mac conservatorships announced · 2008-09-07Mortgage conservatorshipNational context · Federal Reserve announces agency mortgage-bond purchases · 2008-11-25Mortgage-bond purchasesNational context · Making Home Affordable modification guidelines released · 2009-03-04Mortgage relief guidelinesNational context · Federal Reserve announces another round of mortgage-bond purchases · 2012-09-13Further mortgage supportNational context · Federal Reserve announces slower bond purchases · 2013-12-18Bond purchases slowNational context · Ability-to-Repay mortgage standards take effect · 2014-01-10Mortgage lending standardsNational context · Federal Reserve raises its target above the near-zero range · 2015-12-16Rates leave near zeroNational context · Pandemic shock and emergency mortgage-market support · 2020-03-15COVID-19 / Fed responseNational context · CARES Act introduces mortgage and renter protections · 2020-03-27CARES housing reliefNational context · CDC eviction moratorium takes effect · 2020-09-04CDC eviction protectionsNational context · Treasury launches Emergency Rental Assistance · 2021-01-05Rental assistance launchesNational context · American Rescue Plan funds additional housing assistance · 2021-03-11Additional housing reliefNational context · Supreme Court blocks the renewed CDC eviction moratorium · 2021-08-26CDC moratorium blockedNational context · Federal Reserve begins the 2022 rate-increase cycle · 2022-03-16Rate increases beginNational context · Federal Reserve begins reducing its securities holdings · 2022-06-01Fed holdings begin shrinkingNational context · Freddie Mac changes mortgage-rate measurement · 2022-11-17Mortgage survey updateNational context · Average 30-year mortgage rate reaches 7.79% · 2023-10-26Mortgage rates reach 7.79%National context · Federal Reserve lowers its policy-rate target · 2024-09-18Policy-rate cutNational context · Federal Reserve ends the reduction of total securities holdings · 2025-12-01Fed runoff endsNational context · Federal Reserve cuts its target to 3.50–3.75% · 2025-12-10Further policy-rate cutNational context · Executive order targets federal support for institutional home purchases · 2026-01-20Institutional-buyer orderNational context · Executive order directs review of home-construction barriers · 2026-03-13Home-construction reviewNational context · Executive order directs review of mortgage-credit rules · 2026-03-13Mortgage-credit reviewNational context · 21st Century ROAD to Housing Act becomes law · 2026-07-11ROAD housing lawNational context · Federal Reserve holds its target at 3.50–3.75% · 2026-07-29Policy rate held steady● Oklahoma Legislature · 42● U.S. Congress · Oklahoma delegation · 0No reviewed actions match these filters.◆ Governor · 2■ Oklahoma agencies · 0No reviewed actions match these filters.2007-12-012026-07-31

6 of 6 reviewed Oklahoma actions match · 5 date markers shown. 26 major events shown separately.

Oklahoma · 2025: +71.9% · Rank #39 of 50, highest first · U.S. benchmark: Not available

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016. This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income. Annual observations use December 31; monthly observations use the first of the month. Lines connect consecutive readings and do not supply values between them. Missing observations break the lines.

View observations and export data
Oklahoma Home-price growth since 2016 · source units
PeriodOklahomaRankU.S. benchmark
2025+71.9%#39 of 50Not available
2024+64.2%#41 of 50Not available
2023+56.4%#41 of 50Not available
2022+47.4%#37 of 50Not available
2021+27.9%#39 of 50Not available
2020+14.7%#38 of 50Not available
2019+9.6%#38 of 50Not available
2018+5.5%#38 of 50Not available
2017+3.3%#32 of 50Not available
2016+0%#1 of 50Not available
How major events are selected

The timeline combines the corresponding national fact’s reviewed event catalog, labeled National context, with individually reviewed state milestones. State events use primary sources and distinguish signing, effective and filing dates. Each milestone keeps its source-check date, geographical limits and evidence limits. This curated selection is not a complete history.

Date ranges affect events and actions. Action type, status and official-name search affect government records only. Events remain separate from action counts. An event after the latest observation extends context without creating a new reading.

Oklahoma · state comparison

Home values, rent, and homeownership

Census values are estimates for occupied housing, rather than current listing or sale prices.

Oklahoma · 2020–2024$199,800
Oklahoma rank#47among all 50 states
U.S. benchmark$332,700Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Median owner-occupied home value

Median reported value of owner-occupied housing.

2024 dollars; a higher value can benefit owners and make buying harder.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Oklahoma stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Oklahoma has a dark outline.

Lower value · $162.6KHigher value · $839.1KStriped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Oklahoma · $199,8002020–2024 · Rank #47 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Oklahoma with every state · 50 ranked
Median owner-occupied home value · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Hawaii$839,100—
#2California$734,700—
#3Washington$564,600—
#4Massachusetts$562,100—
#5Colorado$539,400—
#6Utah$489,400—
#7Oregon$477,600—
#8New Jersey$454,400—
#9Nevada$435,400—
#10New York$423,800—
#11Maryland$419,900—
#12Idaho$418,600—
#13Rhode Island$404,200—
#14New Hampshire$402,500—
#15Arizona$394,500—
#16Virginia$383,700—
#17Montana$375,800—
#18Connecticut$366,900—
#19Florida$359,000—
#20Alaska$352,900—
#21Delaware$352,000—
#22Minnesota$329,300—
#23Vermont$316,600—
#24Wyoming$309,700—
#25Georgia$303,300—
#26Maine$296,600—
#27North Carolina$288,900—
#28Tennessee$286,700—
#29Texas$283,800—
#30Wisconsin$266,500—
#31Illinois$263,300—
#32South Carolina$259,000—
#33South Dakota$257,400—
#34Pennsylvania$254,500—
#35North Dakota$249,900—
#36New Mexico$248,100—
#37Nebraska$238,600—
#38Michigan$231,600—
#39Missouri$230,300—
#40Indiana$218,200—
#41Kansas$217,200—
#42Louisiana$216,500—
#43Ohio$214,800—
#44Alabama$209,900—
#45Iowa$208,000—
#46Kentucky$205,600—
#47Oklahoma · your comparison$199,800—
#48Arkansas$188,000—
#49Mississippi$169,800—
#50West Virginia$162,600—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Median gross rent

$1,014/month2020–2024 estimate

Median monthly gross rent for renter-occupied housing units paying cash rent, including contract rent plus estimated average utility and fuel costs paid by the renter.

This source snapshot keeps its own definition and period. A rank shown elsewhere applies only to that comparison’s measure and period.

Method and limitations

U.S. Census Bureau QuickFacts, sourced from the American Community Survey 2020–2024 five-year estimate and expressed in 2024 dollars.

  • This is a multi-year statewide estimate, not a current asking-rent measure.
  • The median obscures differences by location, unit size, housing quality, and renter circumstances.
Oklahoma · state comparison

How much income goes toward housing?

Compare moderate-or-severe and severe housing cost burdens for three distinct housing groups.

Oklahoma · 2020–202446.3%
Oklahoma rank#37among all 50 states
U.S. benchmark51.1%Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Renters · spending at least 30% of income

Housing costs as a share of household income, excluding households for which a ratio cannot be computed.

Renters and owners have separate denominators. Ratios use the Census computed-income universe.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Oklahoma stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Oklahoma has a dark outline.

Lower value · 38.9%Higher value · 60.1%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Oklahoma · 46.3%2020–2024 · Rank #37 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Oklahoma with every state · 50 ranked
Renters · spending at least 30% of income · 2020–2024 · highest value ranked #1
RankStateValueComparison notes
#1Florida60.1%—
#2Hawaii56.7%—
#3Nevada55.9%—
#4California55.3%—
#5Louisiana54.8%—
#6Colorado52.9%—
#7Connecticut52.6%—
#8Oregon52.5%—
#9Georgia52.4%—
#10South Carolina52.1%—
#11New York52.1%—
#12Massachusetts51.8%—
#13Texas51.7%—
#14New Jersey51.6%—
#15Maryland51.5%—
#16Arizona51.4%—
#17Mississippi51.3%—
#18Michigan50.4%—
#19New Mexico50.2%—
#20Washington49.9%—
#21Delaware49.6%—
#22North Carolina48.9%—
#23West Virginia48.9%—
#24Tennessee48.8%—
#25Alabama48.8%—
#26Virginia48.5%—
#27Maine48.4%—
#28Vermont48.4%—
#29New Hampshire48.2%—
#30Pennsylvania48.2%—
#31Minnesota48.1%—
#32Indiana48.1%—
#33Rhode Island48%—
#34Illinois47.9%—
#35Utah47.2%—
#36Idaho46.9%—
#37Oklahoma · your comparison46.3%—
#38Ohio45.9%—
#39Missouri45.6%—
#40Kentucky45.4%—
#41Nebraska45.1%—
#42Arkansas44.8%—
#43Montana44.8%—
#44Alaska44.6%—
#45Iowa43.9%—
#46Wisconsin43.7%—
#47Kansas43.5%—
#48Wyoming43.1%—
#49South Dakota39.8%—
#50North Dakota38.9%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Oklahoma · state comparison

Home prices versus income growth

Both series start at 100 in 2016. The gap describes price pressure; it is not a mortgage payment or a price-to-income ratio.

Oklahoma · 2025+71.9%
Oklahoma rank#39among all 50 states
U.S. benchmarkNot availableSame measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Home-price growth since 2016

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016.

This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income.

Hover to inspect. Click or tap to compare that period with every state. Focus the graph and use arrow keys, Home or End to select a period. Press Escape to return to the latest period.

Oklahoma
Home-price growth since 2016 history in Oklahoma-10.8%+35.9%+82.7%20162025
2025 · Oklahoma: +71.9% · Rank #39 of 50, highest first · Selected for state comparison
View history and select a period
Oklahoma Home-price growth since 2016 history
PeriodOklahomaCompare
2016+0%
2017+3.3%
2018+5.5%
2019+9.6%
2020+14.7%
2021+27.9%
2022+47.4%
2023+56.4%
2024+64.2%
2025+71.9%

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Oklahoma stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Oklahoma has a dark outline.

Lower value · +38.2%Higher value · +141.7%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Oklahoma · +71.9%2025 · Rank #39 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at the index base (0% growth); #1 means the highest value.

Compare Oklahoma with every state · 50 ranked
Home-price growth since 2016 · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Idaho+141.7%—
#2Florida+114.5%—
#3Maine+113.7%—
#4Utah+113.6%—
#5Tennessee+112.4%—
#6Arizona+112.3%—
#7New Hampshire+110.1%—
#8Rhode Island+108%—
#9Georgia+107.6%—
#10North Carolina+107.1%—
#11Montana+106.7%—
#12Nevada+106.1%—
#13South Carolina+105.5%—
#14Washington+100.2%—
#15Indiana+94.5%—
#16Wisconsin+94%—
#17Michigan+93.7%—
#18Ohio+93.3%—
#19Vermont+92.6%—
#20New Jersey+88.9%—
#21Missouri+86.9%—
#22New York+85.9%—
#23Nebraska+84.6%—
#24Massachusetts+84.3%—
#24South Dakota+84.3%—
#26Texas+83.3%—
#27Kentucky+83.2%—
#28Colorado+83.1%—
#29Kansas+82.5%—
#30New Mexico+82.3%—
#31Alabama+81.3%—
#32Arkansas+80.8%—
#33Connecticut+79.8%—
#34Pennsylvania+78.4%—
#35Virginia+76.5%—
#36Delaware+75.4%—
#37Oregon+74.7%—
#38California+72.7%—
#39Oklahoma · your comparison+71.9%—
#40Minnesota+70%—
#41Wyoming+69.3%—
#42Illinois+65.3%—
#43Iowa+64.2%—
#44Mississippi+63.9%—
#45Hawaii+63%—
#46Maryland+59.4%—
#47West Virginia+58.6%—
#48Alaska+51.9%—
#49North Dakota+45.9%—
#50Louisiana+38.2%—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Oklahoma · state comparison

Construction, availability, and borrowing

State building activity, vacant units, mortgage performance, and borrowing rates are different measures.

Oklahoma · 202515,513
Oklahoma rank#26among all 50 states
U.S. benchmark1,431,616Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Total housing units authorized

New privately owned housing units authorized by building permits; final annual, not seasonally adjusted.

A permit is authorization, not a start or completed home. Absolute counts reflect the size of a state. Units in permit-issuing places; excludes public housing.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Oklahoma stays highlighted. Values use the same measure and period.

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Oklahoma has a dark outline.

Lower value · 848Higher value · 210,217Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Oklahoma · 15,5132025 · Rank #26 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Oklahoma with every state · 50 ranked
Total housing units authorized · 2025 · highest value ranked #1
RankStateValueComparison notes
#1Texas210,217—
#2Florida178,297—
#3California103,856—
#4North Carolina86,167—
#5Georgia61,196—
#6Arizona51,532—
#7South Carolina45,862—
#8Tennessee43,374—
#9New York38,667—
#10Washington34,913—
#11Colorado33,754—
#12Ohio33,640—
#13Virginia33,094—
#14Indiana29,076—
#15New Jersey27,661—
#16Utah26,775—
#17Pennsylvania25,709—
#18Wisconsin25,569—
#19Michigan23,075—
#20Minnesota20,947—
#21Alabama19,061—
#22Illinois18,551—
#23Nevada18,540—
#24Idaho17,944—
#25Missouri17,474—
#26Oklahoma · your comparison15,513—
#27Arkansas15,492—
#28Kentucky14,940—
#29Oregon14,839—
#30Louisiana14,203—
#31Iowa13,664—
#32Maryland13,358—
#33Massachusetts12,477—
#34Nebraska10,596—
#35Kansas10,299—
#36Mississippi8,405—
#37New Mexico7,747—
#38Connecticut7,273—
#39Maine6,979—
#40Delaware6,468—
#41South Dakota5,305—
#42Montana5,258—
#43New Hampshire5,030—
#44West Virginia3,962—
#45Hawaii3,708—
#46North Dakota2,440—
#47Vermont2,294—
#48Wyoming2,238—
#49Rhode Island1,738—
#50Alaska848—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

What candidates are saying

Explore statements about housing, rent, homeownership and borrowing costs from FactVote’s Oklahoma candidate profiles. Compare candidates within each recorded race, with each person’s matching statements kept together. These are candidate and campaign statements, not verified outcomes.

18 statements from 12 candidates

2026 Oklahoma Corporation Commissioner — General Election Field

1 candidate with matching statements · 1 statement

Rhonda Eastman

1 statement

Democratic · Corporation Commissioner · OK

Housing & homeownership

Why should you vote? Because people before you fought for your right to. Because Steady drops in a bucket will eventually fill it up, but a Rainstorm of many drops at once will fill it quickly. Change happens when we stop being spectators to the decisions that impact our lives and start participatin…

Read exact statement & source

Source topic or question: Candidate statement

Candidate campaign source

Why should you vote? Because people before you fought for your right to. Because Steady drops in a bucket will eventually fill it up, but a Rainstorm of many drops at once will fill it quickly. Change happens when we stop being spectators to the decisions that impact our lives and start participating in the choices. But don't just vote, vote with purpose, vote with knowledge. Make a list of the things that you feel are wrong or impact your life, whether its utility rates higher than peoples rent, or tax money that EVERYONE pays being diverted from public education fund to private school vouchers. Cuts to social safety nets that many elderly and disabled rely on. Make your list, then figure out which candidates on either side aligns with what you need from your government, then VOTE WITH PURPOSE. If every registered voter were to vote and vote with KNOWLEDGE & PURPOSE, we will be the rainstorm of change.

Statement date not recorded · Profile reviewed Sep 23, 2026

Rhonda Eastman — candidate-owned primary source ↗

2026 Oklahoma Governor — General Election Field

3 candidates with matching statements · 4 statements

Cyndi Munson

2 statements

Democratic · Governor · OK

Housing & homeownership

Cyndi believes the key to attracting and growing businesses in Oklahoma is an educated and healthy workforce. She wants to focus on policies that will help everyday Oklahomans take care of their families, and afford housing. She will work to institute mandatory paid family leave for parental and fam…

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Cyndi believes the key to attracting and growing businesses in Oklahoma is an educated and healthy workforce. She wants to focus on policies that will help everyday Oklahomans take care of their families, and afford housing. She will work to institute mandatory paid family leave for parental and family caregiving. As a legislator, she supported fully funding childcare subsidies for families to get the childcare they need and will continue to fight for that as Governor. Cyndi supports incentives for the building of affordable housing in urban and rural Oklahoma and will stand up to insurance companies to lower home insurance costs for Oklahomans. Cyndi has continually authored legislation to raise the minimum wage and supported the state question earlier this year. She will make it a top priority as Governor to raise the minimum wage for all Oklahomans and provide pay raises for state employees.

Statement date not recorded · Profile reviewed Sep 19, 2026

Cyndi Munson — candidate-owned primary source 2 ↗
View 1 more statement from Cyndi Munson
Housing & homeownership

The daughter of a Vietnam War Veteran and a South Korean immigrant, Cyndi grew up in Lawton. Cyndi and her younger sister were raised by their single father, who worked multiple jobs while serving in the U.S. Army. To make ends meet, her family had to move every year chasing cheaper rent. Cyndi woul…

Read exact statement & source

Source topic or question: National security, foreign policy, and veterans

Candidate campaign source

The daughter of a Vietnam War Veteran and a South Korean immigrant, Cyndi grew up in Lawton. Cyndi and her younger sister were raised by their single father, who worked multiple jobs while serving in the U.S. Army. To make ends meet, her family had to move every year chasing cheaper rent. Cyndi would move 10 times before graduating high school, all in the same town.

Statement date not recorded · Profile reviewed Sep 19, 2026

Cyndi Munson — candidate-owned primary source 3 ↗

Independent · Governor · OK

Housing & homeownership

Our long-term objective is to move taxation away from work, savings, and homeownership—and toward consumption. Protections for necessities and lower-income households would be built in.

Read exact statement & source

Source topic or question: Housing affordability

Candidate campaign source

Our long-term objective is to move taxation away from work, savings, and homeownership—and toward consumption. Protections for necessities and lower-income households would be built in.

Statement date not recorded · Profile reviewed Sep 16, 2026

Robert E Brooks Sr — candidate-owned primary source 8 ↗

2026 Oklahoma Insurance Commissioner — General Election Field

1 candidate with matching statements · 3 statements

Bob Sullivan

3 statements

Republican · Insurance Commissioner · OK

Housing & homeownership

Protect Homeowners from Runaway Premiums

Read exact statement & source

Source topic or question: Bob Sullivan's Plan to Lower Insurance Rates in Oklahoma

Candidate campaign source

Protect Homeowners from Runaway Premiums

Statement date not recorded · Profile reviewed Sep 17, 2026

Bob Sullivan — Plan to Lower Insurance Rates in Oklahoma ↗
View 2 more statements from Bob Sullivan
Housing & homeownership

Protect Homeowners and Small Businesses

Read exact statement & source

Source topic or question: Protect Homeowners and Small Businesses

Candidate campaign source

Protect Homeowners and Small Businesses

Statement date not recorded · Profile reviewed Sep 17, 2026

Bob Sullivan — candidate-owned primary source 1 ↗
Housing & homeownership

Proven. Oklahoma-First. No excuses.Oklahoma families are paying the highest insurance rates in America while insiders and bureaucrats look the other way.Bob Sullivan is running to change that — to fight for families, small businesses, and the homeowners who make this state strong.

Read exact statement & source

Source topic or question: 47 Days21 Hours49 Minutes21 Seconds

Candidate campaign source

Proven. Oklahoma-First. No excuses.Oklahoma families are paying the highest insurance rates in America while insiders and bureaucrats look the other way.Bob Sullivan is running to change that — to fight for families, small businesses, and the homeowners who make this state strong.

Statement date not recorded · Profile reviewed Sep 17, 2026

Bob Sullivan — candidate-owned primary source 1 ↗
Race groups · Page 1 of 3
How statements are selected

This section matches specific housing, rent, homeownership and borrowing costs terms in retained, attributed source text from published Oklahoma candidate profiles. A profile heading or biography alone does not qualify. The Florida geography is fixed; saved state preferences cannot change these results. A mention can concern a community or group rather than Florida’s statewide measure.

Matching is automatic and does not establish a candidate’s stance, the accuracy of a claim, or an effect on the measured result. Results are grouped by recorded race, then by candidate name. Within each candidate, the matching issue mentions appear first. Only candidates with matching retained statements are shown; this is not a complete race roster. Repeated identical text for the same candidate is shown once. Coverage follows the existing state profiles and is not a complete record of all candidates or everything they have said. Review dates are not statement dates.

Oklahoma incumbents

What incumbents are proposing

Explore reviewed bills sponsored by current Oklahoma legislators and Oklahoma’s congressional delegation, plus retained proposals from Oklahoma’s governor and agencies. Each record keeps its latest recorded status and official evidence.

8 matching sponsorships or proposals · 7 Oklahoma incumbents. These filters apply only to this section.

Rep. Brad Boles

Oklahoma House of Representatives, District 51 · R–OK

1 proposal
View proposals from Rep. Brad Boles
Oklahoma Legislature · SB 480

Utilities; modifying certain exception to definition; allowing certain entities to receive electricity. Effective date. Emergency.

May 14, 2025 · Enacted

Sen. Grant Green · Sponsored / Rep. Brad Boles · Sponsored

FactVote reviewed summary

SB 480 changes the public-utility exemption for certain private electricity producers and requires covered projects to include a natural-gas component in their generation capacity. Grid interconnection and registration obligations remain. The provision concerns generating capacity and the resource mix, not measured output.

Signed by Kevin Stitt on 2025-05-14. Latest legislative entry: Approved by Governor 05/14/2025 (2025-05-14). The original signed law confirms approval on May 14, 2025; the index’s unsigned label conflicts with that document. Historical enactment does not establish implementation or current enforceability.

Why this record is included

Natural-gas share is the portion of Oklahoma in-state electricity net generation supplied by natural gas. Gas-fired plants and alternative generating resources concern this mix; in-state generation differs from electricity consumed in the state. Procurement targets and authorizations are distinct from operating plants or measured output. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Natural-gas share of in-state electricity generation. This record’s connection to the topic does not establish an effect on the measured result.

B. Provided, that the term public utility shall not include or be taken to mean a corporation, association, company, individuals, their trustees, lessees, receivers, successors, or assignees engaged in the production of electricity, provided that such entity furnishes an electric service or commodity on the premises directly to itself, an affiliate, or tenants or indirectly by contracting with a public utility, rural electric cooperative, or municipality for the purpose of furnishing electric service to a specific customer or is an exempt wholesale generator, so long as that service or commodity is not resold as retail electric service or supplied indirectly or directly for public use. Nothing herein shall relieve such an entity of its obligation to comply with state and federal grid interconnection and registration requirements and associated costs from the applicable regional transmission organization or public utility in the state . There shall not be a requirement or an obligation for a public utility to serve any customer receiving electric service from an entity described herein. Further, it shall not limit any party from asserting a right they may otherwise be entitled to under Oklahoma law including filings with the Commission. Additionally, any project pursuant to this act shall be required to utilize a natural gas component in their power generation capacity.
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Rep. Daniel Pae

Oklahoma House of Representatives, District 62 · R–OK

1 proposal
View proposals from Rep. Daniel Pae
Oklahoma Legislature · HB 2015

Landlord and tenant; landlord's breach of rental agreement; providing tenant may bring action; liability for damages; withholding payment of rent in certain circumstances; procedure; effective date.

Apr 1, 2026 · Not enacted

Rep. Daniel Pae · Sponsored / Sen. Todd Gollihare · Sponsored

FactVote reviewed summary

HB 2015 proposed stronger remedies for a landlord’s material noncompliance after written notice and an opportunity to repair, including actual and consequential damages, injunctive relief, and an amount equal to two months’ rent. The reviewed proposal also describes a separate-account procedure for withholding rent for costly repairs. It did not become law in the reviewed session.

The reviewed regular session ended without recorded enactment. Latest legislative entry: Coauthored by Representative Menz (2026-04-01). Proposed effective dates do not establish enactment.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Oklahoma’s median rent. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Section 121. A. Except as otherwise provided in this act, if there is a material noncompliance by the landlord with the terms of the rental agreement or a noncompliance with any of the provisions of Section 118 of this title which noncompliance materially affects health or safety, the tenant may deliver to the landlord a written notice specifying the acts and omissions constituting the breach and that the rental agreement will terminate upon a date not less than thir ty (30) days after receipt of the notice if action to correct the breach has not meaningfully begun within fourteen (14) days, and thereafter the tenant may terminate or bring an action in court to enforce an obligation of the landlord. 1. A tenant may not bring an action under this title unless the following conditions are met: a. the tenant gives the landlord written notice of the landlord's noncompliance with a provision of this title, b. the landlord has been given a reasonable amount of time, not to exceed fourteen (14) days, to make repairs or provide a remedy of the condition described in the tenant's notice. The tenant may not prevent the landlord from having access to the rental premises to meaningfully begin to make repairs or to meaningfully begin to provide a remedy to the condition described in the tenant's notice, and c. the landlord fails or refuses to repair or remedy the condition described in the tenant's notice. 2. If the tenant is the prevailing party in an action under this section, the tenant may obtain any of the following, if appropriate under the circumstances: a. actual damages and consequential damages, b. injunctive relief, c. damage equivalent to two (2) months' rent, and d. any other remedy appropriate under the circumstances. 3. The landlord's liability for damages begins when: a. the landlord has notice or actual knowledge of noncompliance, and b. the landlord has: (1) refused to remedy the noncompliance, or (2) failed to meaningfully begin to remedy the noncompliance within a reasonable amount of time, not to exceed fourteen (14) days, following the notice or actual knowledge. B. Except as otherwise provided in this act, if there is a material noncompliance by the landlord with any of the terms of the rental agreement or any of the provisions of Section 118 of this title which noncompliance materially affects health and the breach is remediable by repairs, the reasonable cost of which is equal to or less than one month's rent, the tenant may notify the landlord in writing of his or her intention to correct the condition at the landlord's expense after the expiration of fourteen (14) days. If the landlord fails to meaningfully begin to comply within said fourteen (14) days, or as promptly as conditions require in the case of an emergency, the tenant may thereafter cause the work to be done in a workmanlike manner and, after submitting to the landlord an itemized statement, deduct from his or her rent the actual and reasonable cost or the fair and reasonable value of the work, not exceeding the amount specified in this subsection, in which event the rental agreement shall not terminate by reason of that breach. If the cost of necessary repairs exceeds one month's rent, after written notice stating the specific reason for the withholding, the tenant may withhold payment of rent and immediately deposit it in a separate bank or savings and loan account, written evidence of such action to be provided to the landlord upon deposit, maintained only for the purpose of making repairs until such time as the landlord makes the repairs, at which time the tenant shall release the deposit to the landlord or until sufficient money is accumulated in the account for the tenant to cause the repairs to be made and paid for. C. Except as otherwise provided in this act, if, contrary to the rental agreement or Section 118 of this title, the landlord willfully or negligently fails to supply heat, running water, hot water, electric, gas or other essential service, the tenant may give written notice to the landlord specifying the breach and thereafter may: 1. Upon written notice, immediately terminate the rental agreement; or 2. Procure reasonable amounts of heat, hot water, running water, electric, gas or other essential service during the period of the landlord's noncompliance and deduct their actual and reasonable cost from the rent; or 3. Recover damages based upon the landlord's noncompliance, at the discretion of the court; or 4. Upon written notice, procure reasonable substitute housing during the period of the landlord's noncompliance, in which case the tenant is excused from paying rent for the period of the landlord's noncompliance. D. Except as otherwise provided in this act, if there is a noncompliance by the landlord with the terms of the rental agreement or Section 118 of this title, which noncompliance renders the dwelling unit uninhabitable or poses an imminent threat to the health and safety of any occupant of the dwelling unit and which noncompliance is not remedied as promptly as conditions require, the tenant may immediately terminate the rental agreement upon written notice to the landlord which notice specifies the noncompliance. E. 1. The prevailing party in any action brought under this section may recover reasonable attorney fees under the provisions of Section 105 of this title. 2. If any action is brought under this section, or Section 131 or 132 of this section, and the action is found to have been brought in bad faith, the prevailing party may recover damages equivalent to two (2) months' rent. F. All rights of the tenant under this section do not arise until he or she has given written notice to the landlord or if the condition complained of was caused by the deliberate or negligent act or omission of the tenant, a member of his or her family, his or her animal or pet or other person or animal on the premises with his or her consent.
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Rep. Mark Lawson

Oklahoma House of Representatives, District 30 · R–OK

1 proposal
View proposals from Rep. Mark Lawson
Oklahoma Legislature · SB 333

Oklahoma Housing Authorities Act; modifying definition.

May 10, 2025 · Vetoed

Sen. Chuck Hall · Sponsored / Rep. Mark Lawson · Sponsored

FactVote reviewed summary

SB 333 proposed statewide construction and rehabilitation authority for local housing authorities, subject to consultation with affected local governments and authorities. The accompanying definition excludes the expanded area from the specified rental, sale, loan and rent-subsidy operations. Kevin Stitt vetoed the bill; no override is recorded. This concerns potential rental-housing supply, not an enacted statewide rental-assistance program.

Vetoed by Kevin Stitt on 2025-05-10; no override is recorded. Latest legislative entry: Vetoed 05/10/2025 (2025-05-13).

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Oklahoma’s median rent. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

7. “Area of operation” means: a. in the case of an authority of a city, the city and the area within one (1) mile of the territorial boundaries thereof, except that the area of operation of an authority of any city shall not include any area which lies within the territorial boundaries of some other city , b. in the case of an authority of a county, all of the county for which it is created . Provided, that a county authority shall not undertake any project within the boundaries of any city unless a resolution shall have been adopted by the governing body of the city and by any authority which shall have been established and authorized to exercise its powers in the city declaring that there is need for the county authority to exercise its powers within that city. No authority shall operate in any area in which an authority already established is operating without the consent by resolution of the authority already operating therein , and c. in the case of an authority of a city or of a county and only for the purpose of construction or rehabilitation projects, beginning on the effective date of this act, anywhere within this state; provided, such city or county housing authority has consulted with the city, county or counties, and all other active and duly certified city and county housing authorities, if any, where the project or projects are located; 8. “Federal government” means the United States of America, the United States Department of Housing and Urban Development, or any other agency or instrumentality, corporate or otherwise, of the United States of America ; 9. “Slum” means any area where dwellings predominate which by reason of dilapidation ; overcrowding ; faulty arrangement or design ; lack of ventilation, light, or sanitary facilities ; or any combination of these factors, are detrimental to safety, health, and morals ; 10. “Housing project” or “project” means any work or undertaking on contiguous or noncontiguous sites: a. to demolish, clear, or remove buildings from any slum area , b. to provide or assist in providing (by any suitable method, including, but not limited to: rental; sale of individual units in single or multifamily structures under a conventional, condominium, or cooperative sales contract; lease-purchase agreement; loans; or subsidizing of rentals or charges for housing projects located within the territorial boundaries of the authority of a city or county but excluding the expanded area of operation as defined in subparagraph c of paragraph 7 of this section) decent, safe, and sanitary urban or rural dwellings, apartments, or other living accommodations for persons of low income , or c. to accomplish a combination of subparagraphs a and b of this paragraph. Such work or undertaking may include buildings, land, equipment, facilities, and other real or personal property for necessary, convenient, or desirable appurtenances; streets, sewers, water service, utilities, parks, site preparation, and landscaping; and facilities for administrative, community, health, recreational, welfare, or other purposes. The term housing project or project also may be applied to the planning of the buildings and improvements, the acquisition of property or any interest therein, the demolition of existing structures, the construction, reconstruction, rehabilitation, alteration, or repair of the improvements and all other work in connection therewith; and the term shall include all other real and personal property and all tangible or intangible assets held or used in connection with the housing project ;
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Rep. Trey Caldwell

Oklahoma House of Representatives, District 63 · R–OK

1 proposal
View proposals from Rep. Trey Caldwell
Oklahoma Legislature · SB 998

Public utilities; cost of transmission upgrades; modifying application process for construction of certain facilities; establishing cost recovery provisions.

May 14, 2025 · Enacted

Sen. Todd Gollihare · Sponsored / Rep. Trey Caldwell · Sponsored

FactVote reviewed summary

SB 998 became law without the governor’s signature. It permits recovery of qualifying natural-gas generation construction costs before commercial operation and sets a 180-day decision period for covered natural-gas applications. Terminated projects require refunds of collected construction costs plus specified interest within 90 days. Firm gas-transport contracts have competitive-bidding and recoverability conditions. These provisions concern generation development and electricity charges, which can be part of tenant-paid utilities; they establish neither operating capacity nor a measured change in gross rent.

Became law without the governor’s signature on 2025-05-14. Latest legislative entry: Becomes law without Governor's signature 05/14/2025 (2025-05-14). Historical enactment does not establish implementation or current enforceability.

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Oklahoma’s median rent. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

The Commission shall enter an order on an application filed pursuant to this subsection within two hundred forty (240) days of the filing of the application, following notice and hearing and after consideration of reasonable alternatives, unless the electric generation facility utilizes natural gas as its primary fuel source. If the electric generation facility uses natural gas as its primary fuel source, then the Commission shall enter an order on an application filed pursuant to this subsection within one hundred eighty (180) days of the filing of the application, following notice and hearing and after consideration of reasonable alternatives. […] 6. The Commission shall permit an electric utility to begin to recover return on and return of Construction-Work-In-Progress expenses prior to commercial operation of a newly constructed electric generation facility subject to the provisions of this subsection, provided the newly constructed electric generation facility utilizes natural gas as its primary fuel source. The Commission shall permit a separate rate adjustment mechanism, adjusted periodically, to recover the costs described in this section for new capacity in natural-gas-fired electric generation facilities. The new natural-gas-fired electric generation capacity eligible for those provisions shall also include new natural-gas-fired capacity additions at an existing electric generation facility. If a public utility implements a rate adjustment mechanism pursuant to this section and subsequently terminates the initiative to construct or acquire stake in a natural gas electric generation facility, the public utility shall automatically refund customers any amounts collected through such rate adjustment mechanism plus interest at the one-year United States Treasury Bill rate through the mechanism, over a period not to exceed ninety (90) days from the effective date of the termination of the initiative. 7. For any new natural-gas-fired electric generation facility constructed pursuant to this section, an electric utility shall secure a firm contract to transport natural gas to the generating facility. Such contract shall be secured pursuant to a competitive solicitation process conducted in accordance with applicable Commission rules. The cost incurred for the contract shall be presumed recoverable by the electric utility through its applicable fuel adjustment clause. Costs assessed upon the electric utility by the Commission for non-compliance with this section shall not be recoverable from the customers of the electric utility. If the electric utility does not receive a bid for firm transportation as a result of its competitive solicitation, the electric utility shall be considered compliant with the requirements of this section provided that the Commission determines that the competitive solicitation is for a firm contract for transport of natural gas which could be reasonably provided by an available pipeline.
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Sen. Chuck Hall

Oklahoma Senate, District 20 · R–OK

1 proposal
View proposals from Sen. Chuck Hall
Oklahoma Legislature · SB 333

Oklahoma Housing Authorities Act; modifying definition.

May 10, 2025 · Vetoed

Sen. Chuck Hall · Sponsored / Rep. Mark Lawson · Sponsored

FactVote reviewed summary

SB 333 proposed statewide construction and rehabilitation authority for local housing authorities, subject to consultation with affected local governments and authorities. The accompanying definition excludes the expanded area from the specified rental, sale, loan and rent-subsidy operations. Kevin Stitt vetoed the bill; no override is recorded. This concerns potential rental-housing supply, not an enacted statewide rental-assistance program.

Vetoed by Kevin Stitt on 2025-05-10; no override is recorded. Latest legislative entry: Vetoed 05/10/2025 (2025-05-13).

Why this record is included

Gross rent includes contract rent and tenant-paid utilities. Rental protections, assistance, and housing supply concern components of rental-market conditions; they do not set Oklahoma’s median rent. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

7. “Area of operation” means: a. in the case of an authority of a city, the city and the area within one (1) mile of the territorial boundaries thereof, except that the area of operation of an authority of any city shall not include any area which lies within the territorial boundaries of some other city , b. in the case of an authority of a county, all of the county for which it is created . Provided, that a county authority shall not undertake any project within the boundaries of any city unless a resolution shall have been adopted by the governing body of the city and by any authority which shall have been established and authorized to exercise its powers in the city declaring that there is need for the county authority to exercise its powers within that city. No authority shall operate in any area in which an authority already established is operating without the consent by resolution of the authority already operating therein , and c. in the case of an authority of a city or of a county and only for the purpose of construction or rehabilitation projects, beginning on the effective date of this act, anywhere within this state; provided, such city or county housing authority has consulted with the city, county or counties, and all other active and duly certified city and county housing authorities, if any, where the project or projects are located; 8. “Federal government” means the United States of America, the United States Department of Housing and Urban Development, or any other agency or instrumentality, corporate or otherwise, of the United States of America ; 9. “Slum” means any area where dwellings predominate which by reason of dilapidation ; overcrowding ; faulty arrangement or design ; lack of ventilation, light, or sanitary facilities ; or any combination of these factors, are detrimental to safety, health, and morals ; 10. “Housing project” or “project” means any work or undertaking on contiguous or noncontiguous sites: a. to demolish, clear, or remove buildings from any slum area , b. to provide or assist in providing (by any suitable method, including, but not limited to: rental; sale of individual units in single or multifamily structures under a conventional, condominium, or cooperative sales contract; lease-purchase agreement; loans; or subsidizing of rentals or charges for housing projects located within the territorial boundaries of the authority of a city or county but excluding the expanded area of operation as defined in subparagraph c of paragraph 7 of this section) decent, safe, and sanitary urban or rural dwellings, apartments, or other living accommodations for persons of low income , or c. to accomplish a combination of subparagraphs a and b of this paragraph. Such work or undertaking may include buildings, land, equipment, facilities, and other real or personal property for necessary, convenient, or desirable appurtenances; streets, sewers, water service, utilities, parks, site preparation, and landscaping; and facilities for administrative, community, health, recreational, welfare, or other purposes. The term housing project or project also may be applied to the planning of the buildings and improvements, the acquisition of property or any interest therein, the demolition of existing structures, the construction, reconstruction, rehabilitation, alteration, or repair of the improvements and all other work in connection therewith; and the term shall include all other real and personal property and all tangible or intangible assets held or used in connection with the housing project ;
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Sen. Grant Green

Oklahoma Senate, District 28 · R–OK

1 proposal
View proposals from Sen. Grant Green
Oklahoma Legislature · SB 480

Utilities; modifying certain exception to definition; allowing certain entities to receive electricity. Effective date. Emergency.

May 14, 2025 · Enacted

Sen. Grant Green · Sponsored / Rep. Brad Boles · Sponsored

FactVote reviewed summary

SB 480 changes the public-utility exemption for certain private electricity producers and requires covered projects to include a natural-gas component in their generation capacity. Grid interconnection and registration obligations remain. The provision concerns generating capacity and the resource mix, not measured output.

Signed by Kevin Stitt on 2025-05-14. Latest legislative entry: Approved by Governor 05/14/2025 (2025-05-14). The original signed law confirms approval on May 14, 2025; the index’s unsigned label conflicts with that document. Historical enactment does not establish implementation or current enforceability.

Why this record is included

Natural-gas share is the portion of Oklahoma in-state electricity net generation supplied by natural gas. Gas-fired plants and alternative generating resources concern this mix; in-state generation differs from electricity consumed in the state. Procurement targets and authorizations are distinct from operating plants or measured output. This connection does not establish causation. Actions after the measurement period cannot explain the earlier observed value.

Retained Oklahoma evidence context: Natural-gas share of in-state electricity generation. This record’s connection to the topic does not establish an effect on the measured result.

B. Provided, that the term public utility shall not include or be taken to mean a corporation, association, company, individuals, their trustees, lessees, receivers, successors, or assignees engaged in the production of electricity, provided that such entity furnishes an electric service or commodity on the premises directly to itself, an affiliate, or tenants or indirectly by contracting with a public utility, rural electric cooperative, or municipality for the purpose of furnishing electric service to a specific customer or is an exempt wholesale generator, so long as that service or commodity is not resold as retail electric service or supplied indirectly or directly for public use. Nothing herein shall relieve such an entity of its obligation to comply with state and federal grid interconnection and registration requirements and associated costs from the applicable regional transmission organization or public utility in the state . There shall not be a requirement or an obligation for a public utility to serve any customer receiving electric service from an entity described herein. Further, it shall not limit any party from asserting a right they may otherwise be entitled to under Oklahoma law including filings with the Commission. Additionally, any project pursuant to this act shall be required to utilize a natural gas component in their power generation capacity.
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What sponsorship and proposal counts tell us

Only current Oklahoma officeholders retained in the reviewed collection qualify. Bills require a recorded primary sponsorship; cosponsors and signing officials are excluded from sponsorship counts. An official introducer recorded as acting by request is labeled “Introduced by request”; that procedural role does not establish personal policy endorsement. Governor and agency records qualify when recorded as proposed. A separately verified governor transmittal can also establish an original proposal whose latest status reflects its later outcome. Signing an enacted law alone does not establish a proposal. A record appearing under several facts is counted once per officeholder. A bill with multiple primary sponsors appears under each recorded sponsor.

Enacted bills, adopted resolutions and unsuccessful measures remain visible as proposal history. Passing one chamber is not enactment. These counts do not measure effectiveness or prove that an action changed a Oklahoma statistic. Collection reviewed Sep 16, 2026.