Florida · individual fact

Florida housing and borrowing

Home values, gross rent, homeownership, housing cost burdens, and the pressure from prices and incomes.

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Median owner-occupied home value$359K2020–2024 · #19 of 50 · highest first

Median gross rent$1.67K2020–2024 · #8 of 50 · highest first

Homeownership rate67.6%2020–2024 · #23 of 50 · highest first

Florida over time

Explore Florida readings, major events and reviewed actions on the same date scale. Florida officeholders appear in separate lanes. National event evidence describes national context; it does not measure a Florida effect.

Show major events Explore an event

Major events & context · A curated selection, including uncertain effects. Milestone dates do not establish that an event caused a Florida change.

Show Florida actionsShow U.S. benchmark where published

Enacted / issuedDid not proceedPending / in progressStatus unclear

Colors show the latest recorded status. Passing one chamber is not enactment. A number groups actions with the same date, body and status.

Home-price growth since 2016 Florida · source units

FloridaPublished U.S. benchmark

Move across the chart to inspect the nearest observation. Click or tap to keep a reading selected, or focus the chart and use the arrow keys. Hover over or focus a marker to explore; click or tap to pin. Press Escape to clear.

39 of 39 reviewed Florida actions match · 37 date markers shown. 27 major events shown separately.

Florida · 2025: +114.5% · Rank #2 of 50, highest first · U.S. benchmark: Not available

FactVote averages the four quarterly, not-seasonally-adjusted FHFA all-transactions HPI observations for each year. It compares that series with BEA annual per-capita personal income distributed by FRED, then rebases both to 100 in 2016. This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income. Annual observations use December 31; monthly observations use the first of the month. Lines connect consecutive readings and do not supply values between them. Missing observations break the lines.

View observations and export data

Florida Home-price growth since 2016 · source units
Period	Florida	Rank	U.S. benchmark
2025	+114.5%	#2 of 50	Not available
2024	+113.1%	#2 of 50	Not available
2023	+105%	#2 of 50	Not available
2022	+92.6%	#4 of 50	Not available
2021	+54.4%	#6 of 50	Not available
2020	+31.2%	#6 of 50	Not available
2019	+23.4%	#6 of 50	Not available
2018	+16.8%	#6 of 50	Not available
2017	+8.5%	#3 of 50	Not available
2016	+0%	#1 of 50	Not available

Federal Housing Finance Agency · House Price Index: state all-transactions series ↗U.S. Bureau of Economic Analysis via FRED · Per Capita Personal Income in Florida (FLPCPI) ↗

How major events are selected

The timeline combines the corresponding national fact’s reviewed event catalog, labeled National context, with individually reviewed state milestones. State events use primary sources and distinguish signing, effective and filing dates. Each milestone keeps its source-check date, geographical limits and evidence limits. This curated selection is not a complete history.

Florida milestones include its constitutional wage schedule, fuel-tax holiday, housing and education laws, health and energy legislation, theft-law changes, budget approval and pandemic directives, where relevant to this topic. Statutory amounts and national estimates are not observed changes in Florida readings.

Date ranges affect events and actions. Action type, status and official-name search affect government records only. Events remain separate from action counts. An event after the latest observation extends context without creating a new reading.

Florida · state comparison

Home values, rent, and homeownership

Census values are estimates for occupied housing, rather than current listing or sale prices.

MeasureComparison period

Florida · 2020–2024$359,000

Florida rank#19among all 50 states

U.S. benchmark$332,700Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Median owner-occupied home value

Median reported value of owner-occupied housing.

2024 dollars; a higher value can benefit owners and make buying harder.

Compare states on the graph

Hover or focus a bar to inspect its value and rank. Use the up and down arrows, Home or End to explore states. Click, tap or press Enter to keep a state selected. Florida stays highlighted. Values use the same measure and period.

Inspect a stateGraph order

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Florida has a dark outline.

Lower value · $162.6KHigher value · $839.1KStriped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Florida · $359,0002020–2024 · Rank #19 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Florida with every state · 50 ranked

Table order

Median owner-occupied home value · 2020–2024 · highest value ranked #1
Rank	State	Value	Comparison notes
#1	Hawaii	$839,100	—
#2	California	$734,700	—
#3	Washington	$564,600	—
#4	Massachusetts	$562,100	—
#5	Colorado	$539,400	—
#6	Utah	$489,400	—
#7	Oregon	$477,600	—
#8	New Jersey	$454,400	—
#9	Nevada	$435,400	—
#10	New York	$423,800	—
#11	Maryland	$419,900	—
#12	Idaho	$418,600	—
#13	Rhode Island	$404,200	—
#14	New Hampshire	$402,500	—
#15	Arizona	$394,500	—
#16	Virginia	$383,700	—
#17	Montana	$375,800	—
#18	Connecticut	$366,900	—
#19	Florida · your comparison	$359,000	—
#20	Alaska	$352,900	—
#21	Delaware	$352,000	—
#22	Minnesota	$329,300	—
#23	Vermont	$316,600	—
#24	Wyoming	$309,700	—
#25	Georgia	$303,300	—
#26	Maine	$296,600	—
#27	North Carolina	$288,900	—
#28	Tennessee	$286,700	—
#29	Texas	$283,800	—
#30	Wisconsin	$266,500	—
#31	Illinois	$263,300	—
#32	South Carolina	$259,000	—
#33	South Dakota	$257,400	—
#34	Pennsylvania	$254,500	—
#35	North Dakota	$249,900	—
#36	New Mexico	$248,100	—
#37	Nebraska	$238,600	—
#38	Michigan	$231,600	—
#39	Missouri	$230,300	—
#40	Indiana	$218,200	—
#41	Kansas	$217,200	—
#42	Louisiana	$216,500	—
#43	Ohio	$214,800	—
#44	Alabama	$209,900	—
#45	Iowa	$208,000	—
#46	Kentucky	$205,600	—
#47	Oklahoma	$199,800	—
#48	Arkansas	$188,000	—
#49	Mississippi	$169,800	—
#50	West Virginia	$162,600	—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

U.S. Census Bureau · 2020–2024 ACS five-year estimates ↗

Florida · state comparison

How much income goes toward housing?

Compare moderate-or-severe and severe housing cost burdens for three distinct housing groups.

MeasureComparison period

Florida · 2020–202460.1%

Florida rank#1among all 50 states

U.S. benchmark51.1%Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Renters · spending at least 30% of income

Housing costs as a share of household income, excluding households for which a ratio cannot be computed.

Renters and owners have separate denominators. Ratios use the Census computed-income universe.

Compare states on the graph

Inspect a stateGraph order

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Florida has a dark outline.

Lower value · 38.9%Higher value · 60.1%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Florida · 60.1%2020–2024 · Rank #1 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Florida with every state · 50 ranked

Table order

Renters · spending at least 30% of income · 2020–2024 · highest value ranked #1
Rank	State	Value	Comparison notes
#1	Florida · your comparison	60.1%	—
#2	Hawaii	56.7%	—
#3	Nevada	55.9%	—
#4	California	55.3%	—
#5	Louisiana	54.8%	—
#6	Colorado	52.9%	—
#7	Connecticut	52.6%	—
#8	Oregon	52.5%	—
#9	Georgia	52.4%	—
#10	South Carolina	52.1%	—
#11	New York	52.1%	—
#12	Massachusetts	51.8%	—
#13	Texas	51.7%	—
#14	New Jersey	51.6%	—
#15	Maryland	51.5%	—
#16	Arizona	51.4%	—
#17	Mississippi	51.3%	—
#18	Michigan	50.4%	—
#19	New Mexico	50.2%	—
#20	Washington	49.9%	—
#21	Delaware	49.6%	—
#22	North Carolina	48.9%	—
#23	West Virginia	48.9%	—
#24	Tennessee	48.8%	—
#25	Alabama	48.8%	—
#26	Virginia	48.5%	—
#27	Maine	48.4%	—
#28	Vermont	48.4%	—
#29	New Hampshire	48.2%	—
#30	Pennsylvania	48.2%	—
#31	Minnesota	48.1%	—
#32	Indiana	48.1%	—
#33	Rhode Island	48%	—
#34	Illinois	47.9%	—
#35	Utah	47.2%	—
#36	Idaho	46.9%	—
#37	Oklahoma	46.3%	—
#38	Ohio	45.9%	—
#39	Missouri	45.6%	—
#40	Kentucky	45.4%	—
#41	Nebraska	45.1%	—
#42	Arkansas	44.8%	—
#43	Montana	44.8%	—
#44	Alaska	44.6%	—
#45	Iowa	43.9%	—
#46	Wisconsin	43.7%	—
#47	Kansas	43.5%	—
#48	Wyoming	43.1%	—
#49	South Dakota	39.8%	—
#50	North Dakota	38.9%	—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

U.S. Census Bureau · 2020–2024 ACS five-year estimates ↗

Florida · state comparison

Home prices versus income growth

Both series start at 100 in 2016. The gap describes price pressure; it is not a mortgage payment or a price-to-income ratio.

MeasureComparison period

Florida · 2025+114.5%

Florida rank#2among all 50 states

U.S. benchmarkNot availableSame measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Home-price growth since 2016

This is a pressure indicator, not a home-price-to-income ratio and not a measure of monthly mortgage affordability. Both series are nominal; neither is adjusted for inflation. Per-capita personal income includes earnings, property income, and transfers and is not median household income.

Hover to inspect. Click or tap to compare that period with every state. Focus the graph and use arrow keys, Home or End to select a period. Press Escape to return to the latest period.

Florida

2025 · Florida: +114.5% · Rank #2 of 50, highest first · Selected for state comparison

View history and select a period

Florida Home-price growth since 2016 history
Period	Florida	Compare
2016	+0%
2017	+8.5%
2018	+16.8%
2019	+23.4%
2020	+31.2%
2021	+54.4%
2022	+92.6%
2023	+105%
2024	+113.1%
2025	+114.5%

Compare states on the graph

Inspect a stateGraph order

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Florida has a dark outline.

Lower value · +38.2%Higher value · +141.7%Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Florida · +114.5%2025 · Rank #2 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at the index base (0% growth); #1 means the highest value.

Compare Florida with every state · 50 ranked

Table order

Home-price growth since 2016 · 2025 · highest value ranked #1
Rank	State	Value	Comparison notes
#1	Idaho	+141.7%	—
#2	Florida · your comparison	+114.5%	—
#3	Maine	+113.7%	—
#4	Utah	+113.6%	—
#5	Tennessee	+112.4%	—
#6	Arizona	+112.3%	—
#7	New Hampshire	+110.1%	—
#8	Rhode Island	+108%	—
#9	Georgia	+107.6%	—
#10	North Carolina	+107.1%	—
#11	Montana	+106.7%	—
#12	Nevada	+106.1%	—
#13	South Carolina	+105.5%	—
#14	Washington	+100.2%	—
#15	Indiana	+94.5%	—
#16	Wisconsin	+94%	—
#17	Michigan	+93.7%	—
#18	Ohio	+93.3%	—
#19	Vermont	+92.6%	—
#20	New Jersey	+88.9%	—
#21	Missouri	+86.9%	—
#22	New York	+85.9%	—
#23	Nebraska	+84.6%	—
#24	Massachusetts	+84.3%	—
#24	South Dakota	+84.3%	—
#26	Texas	+83.3%	—
#27	Kentucky	+83.2%	—
#28	Colorado	+83.1%	—
#29	Kansas	+82.5%	—
#30	New Mexico	+82.3%	—
#31	Alabama	+81.3%	—
#32	Arkansas	+80.8%	—
#33	Connecticut	+79.8%	—
#34	Pennsylvania	+78.4%	—
#35	Virginia	+76.5%	—
#36	Delaware	+75.4%	—
#37	Oregon	+74.7%	—
#38	California	+72.7%	—
#39	Oklahoma	+71.9%	—
#40	Minnesota	+70%	—
#41	Wyoming	+69.3%	—
#42	Illinois	+65.3%	—
#43	Iowa	+64.2%	—
#44	Mississippi	+63.9%	—
#45	Hawaii	+63%	—
#46	Maryland	+59.4%	—
#47	West Virginia	+58.6%	—
#48	Alaska	+51.9%	—
#49	North Dakota	+45.9%	—
#50	Louisiana	+38.2%	—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

Federal Housing Finance Agency · House Price Index: state all-transactions series ↗U.S. Bureau of Economic Analysis via FRED · Per Capita Personal Income in Florida (FLPCPI) ↗

Florida · state comparison

Construction, availability, and borrowing

State building activity, vacant units, mortgage performance, and borrowing rates are different measures.

MeasureComparison period

Florida · 2025178,297

Florida rank#2among all 50 states

U.S. benchmark1,431,616Same measure and period when published

#1 is the highest value. Ties share a rank and leave gaps. D.C. and territories are excluded. Rank describes the measured value; it is not an overall score of the state.

Total housing units authorized

New privately owned housing units authorized by building permits; final annual, not seasonally adjusted.

A permit is authorization, not a start or completed home. Absolute counts reflect the size of a state. Units in permit-issuing places; excludes public housing.

Compare states on the graph

Inspect a stateGraph order

Explore the map: hover or focus a state to inspect it, then click or tap to select it. Arrow keys move between states alphabetically. Florida has a dark outline.

Lower value · 848Higher value · 210,217Striped: unavailable

Color shows this measure’s value, not an overall state score. Select a state on the map, graph or dropdown to read its value, rank and comparison limits below.

Florida · 178,2972025 · Rank #2 of 50, highest firstSelected state

50 states shown · scroll to explore every state. Missing values have no bar and are excluded from ranks. Bars start at zero; #1 means the highest value.

Compare Florida with every state · 50 ranked

Table order

Total housing units authorized · 2025 · highest value ranked #1
Rank	State	Value	Comparison notes
#1	Texas	210,217	—
#2	Florida · your comparison	178,297	—
#3	California	103,856	—
#4	North Carolina	86,167	—
#5	Georgia	61,196	—
#6	Arizona	51,532	—
#7	South Carolina	45,862	—
#8	Tennessee	43,374	—
#9	New York	38,667	—
#10	Washington	34,913	—
#11	Colorado	33,754	—
#12	Ohio	33,640	—
#13	Virginia	33,094	—
#14	Indiana	29,076	—
#15	New Jersey	27,661	—
#16	Utah	26,775	—
#17	Pennsylvania	25,709	—
#18	Wisconsin	25,569	—
#19	Michigan	23,075	—
#20	Minnesota	20,947	—
#21	Alabama	19,061	—
#22	Illinois	18,551	—
#23	Nevada	18,540	—
#24	Idaho	17,944	—
#25	Missouri	17,474	—
#26	Oklahoma	15,513	—
#27	Arkansas	15,492	—
#28	Kentucky	14,940	—
#29	Oregon	14,839	—
#30	Louisiana	14,203	—
#31	Iowa	13,664	—
#32	Maryland	13,358	—
#33	Massachusetts	12,477	—
#34	Nebraska	10,596	—
#35	Kansas	10,299	—
#36	Mississippi	8,405	—
#37	New Mexico	7,747	—
#38	Connecticut	7,273	—
#39	Maine	6,979	—
#40	Delaware	6,468	—
#41	South Dakota	5,305	—
#42	Montana	5,258	—
#43	New Hampshire	5,030	—
#44	West Virginia	3,962	—
#45	Hawaii	3,708	—
#46	North Dakota	2,440	—
#47	Vermont	2,294	—
#48	Wyoming	2,238	—
#49	Rhode Island	1,738	—
#50	Alaska	848	—

All 50 states are listed, including states without a comparable observation. Ranks use stored source precision; displayed values may round to the same number.

U.S. Census Bureau · 2025 final annual permits by state ↗

Florida officeholders

Explore current officeholders and explicitly reviewed historical executive officials, labeled at the time of their actions. Timeline dates, action type, status and search also filter this list. Read any record’s summary, latest recorded status and official evidence below, or open it beside the timeline.

39 of 39 reviewed Florida actions · newest first

Jul 30, 2026 · H.R.10010 · Build Homes, Not Hate Act of 2026 · Introduced

U.S. Congress · Florida delegation · H.R.10010

Build Homes, Not Hate Act of 2026

Jul 30, 2026 · Introduced

Rep. Debbie Wasserman Schultz · Sponsored

FactVote reviewed summary

This measure would require the Administrator of the Federal Emergency Management Agency to establish a grant program to provide grants to eligible entities to create housing units and provide direct homelessness response, supportive housing, and transitional services for individuals and families experiencing homelessness or at risk of homelessness, and for other purposes.

Referred to the Committee on Transportation and Infrastructure, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Why this record is included

The federal measure directly addresses rental fees, tenant screening, housing assistance, affordable-housing supply, or landlord-tenant protections. It does not establish an effect on Florida's median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Housing activities Housing units under this section may be created through new construction, modular construction, manufactured housing, acquisition and rehabilitation of existing housing, conversion of hotels, motels, office buildings, or other vacant or underutilized properties, preservation of affordable housing, site acquisition, infrastructure, environmental remediation, accessibility modifications, accessibility modifications, and project operating reserves. (d)

Review official supporting evidence ↗

Official record ↗Open in FactVote →Rep. Debbie Wasserman Schultz’s profile ↗

Inspect this action on the timeline ↑

Jun 29, 2026 · FY 2026–27 budget · Signed Florida's Fiscal Year 2026–27 budget · Signed

Governor · FY 2026–27 budget

Signed Florida's Fiscal Year 2026–27 budget

Jun 29, 2026 · Signed

Gov. Ron DeSantis · Signed

FactVote reviewed summary

The signed budget includes funding for the State Housing Initiatives Partnership, the State Apartment Incentive Loan program, and Hometown Heroes down-payment and closing-cost assistance.

Governor Ron DeSantis signed the $117.6 billion budget on June 29, 2026.

Why this record is included

The signed budget funds affordable-housing loans, local housing partnerships, and buyer assistance. Those programs address housing access but do not set or measure statewide median rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

$165.7 million for SHIP, $70.8 million for SAIL, and $50 million for Hometown Heroes.

Review official supporting evidence ↗

Official record ↗Gov. Ron DeSantis’s profile ↗

Inspect this action on the timeline ↑

Jun 29, 2026 · CS/CS/HB 1389 · Affordable Housing · Enacted · Chapter 2026-179

Florida Legislature · CS/CS/HB 1389

Affordable Housing

Jun 29, 2026 · Enacted · Chapter 2026-179

Rep. Mike Redondo · Sponsored

FactVote reviewed summary

The law expands specified local approval pathways for multifamily and mixed-use housing and changes dimensional and application rules for qualifying developments.

The measure became Chapter 2026-179 on June 29, 2026.

Why this record is included

The enacted law changes zoning and application rules for specified multifamily and mixed-use developments. It can affect housing supply but does not set or measure median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Requiring counties and municipalities, respectively, to authorize multifamily and mixed-use residential uses as allowable uses for specified property.

Review official supporting evidence ↗

Official record ↗Rep. Mike Redondo’s profile ↗

Inspect this action on the timeline ↑

Jun 29, 2026 · SB 594 · Local Housing Assistance Plans · Enacted · Chapter 2026-173

Florida Legislature · SB 594

Local Housing Assistance Plans

Jun 29, 2026 · Enacted · Chapter 2026-173

Sen. Colleen Burton · Sponsored

FactVote reviewed summary

The law permits local housing-assistance funds to support temporary mobile-home lot rent, rehabilitation, and emergency repairs.

The measure became Chapter 2026-173 on June 29, 2026.

Why this record is included

The law directly authorizes local housing funds for temporary lot-rent assistance and related repairs. It addresses a rent component but does not determine the statewide median.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Authorizing counties and eligible municipalities to expend certain funds on lot rental assistance for mobile home owners for a specified time period.

Review official supporting evidence ↗

Official record ↗Sen. Colleen Burton’s profile ↗

Inspect this action on the timeline ↑

Jun 26, 2026 · SB 962 · Affordable Housing · Enacted · Chapter 2026-163

Florida Legislature · SB 962

Affordable Housing

Jun 26, 2026 · Enacted · Chapter 2026-163

Sen. Jennifer Bradley · Sponsored

FactVote reviewed summary

Affordable Housing; Revising the definitions of certain land use categories for which certain residential development may be authorized to exclude farms and farm operations and uses associated therewith, etc.

The measure became Chapter 2026-163 on June 26, 2026.

Why this record is included

The bill directly governs rental notices, tenant flood disclosure, affordable-housing development, or residential supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Affordable Housing; Revising the definitions of certain land use categories for which certain residential development may be authorized to exclude farms and farm operations and uses associated therewith, etc.

Review official supporting evidence ↗

Official record ↗Sen. Jennifer Bradley’s profile ↗

Inspect this action on the timeline ↑

Jun 24, 2026 · S.4910 · Servicemember Residence Protection Act of 2026 · Introduced

U.S. Congress · Florida delegation · S.4910

Servicemember Residence Protection Act of 2026

Jun 24, 2026 · Introduced

Sen. Ashley Moody · Sponsored

FactVote reviewed summary

This measure would amend the Servicemembers Civil Relief Act to preempt any squatter’s rights established by State law regarding real property owned by a member of the uniformed services, and for other purposes.

Read twice and referred to the Committee on Veterans' Affairs.

Why this record is included

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Website Not later than 45 days after the date of the enactment of this Act, the Secretary of Veterans Affairs shall consult with the Attorney General and update the website of the Department of Veterans Affairs and other relevant websites to include information and resources regarding— (1) how a member of the uniformed services may secure real property while absent for a period of military service; (2) leasing real property; (3) landlord-tenant rights and obligations; and (4) any other relevant information…

Review official supporting evidence ↗

Official record ↗Open in FactVote →Sen. Ashley Moody’s profile ↗

Inspect this action on the timeline ↑

How Florida action records are selected

Records come from published fact relationships or reviewed topic records with official supporting evidence and verified Florida officeholder attribution. Historical executive officials require evidence tied to the action date and are excluded from incumbent proposals. Inclusion follows an explicit topic review, a related state fact, or the action’s title and supporting evidence. Explicit topic reviews take priority; repeated actions use the most recent explicit review for this topic. Duplicate actions attached to several facts appear once. This topic match is not a new finding that an action caused a result, and the reviewed collection is selective. Collection reviewed Sep 2, 2026.

What candidates are saying

Explore statements about housing, rent, homeownership and borrowing costs from FactVote’s Florida candidate profiles. Compare candidates within each recorded race, with each person’s matching statements kept together. These are candidate and campaign statements, not verified outcomes.

RaceConnection to this factFind a candidate or statement

301 statements from 122 candidates

2026 Florida Attorney General

1 candidate with matching statements · 2 statements

Jose Javier Rodriguez

2 statements

Democratic · Attorney General · FL

Housing & homeownership

Crack down on scammers targeting Florida families, renters or homeowners.

Read exact statement & source

Source topic or question: Consumer costs

Candidate campaign source

Crack down on scammers targeting Florida families, renters or homeowners.

Statement date not recorded · Profile reviewed Sep 16, 2026

Priorities | Jose Javier Rodriguez for Florida Attorney General ↗

Original source ↗

View 1 more statement from Jose Javier Rodriguez

Housing & homeownership

Deliver real relief for homeowners and small businesses from skyrocketing insurance costs and electric bills.

Read exact statement & source

Source topic or question: Consumer costs

Candidate campaign source

Deliver real relief for homeowners and small businesses from skyrocketing insurance costs and electric bills.

Statement date not recorded · Profile reviewed Sep 16, 2026

Priorities | Jose Javier Rodriguez for Florida Attorney General ↗

Original source ↗

Candidate profile →

2026 Florida Chief Financial Officer — Democratic Primary

1 candidate with matching statements · 3 statements

Earle Ford

3 statements

Democratic · Chief Financial Officer · FL

Housing & homeownership

Florida families deserve relief from skyrocketing property insurance costs. Earle will fight for transparency, accountability, and reforms that put homeowners first.

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Source topic or question: Property Insurance Reform

Candidate campaign source

Florida families deserve relief from skyrocketing property insurance costs. Earle will fight for transparency, accountability, and reforms that put homeowners first.

Statement date not recorded · Profile reviewed Sep 15, 2026

Earle Ford for Chief Financial Officer ↗

Original source ↗

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Housing & homeownership

Property Insurance Reform Florida families deserve relief from skyrocketing property insurance costs. Earle will fight for transparency, accountability, and reforms that put homeowners first.

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Source topic or question: That's why Earle is running for Chief Financial Officer: to be an independent watchdog for taxpayers, hold insurance companies accountable, and ensure Florida's financial future works for everyone.

Candidate campaign source

Property Insurance Reform Florida families deserve relief from skyrocketing property insurance costs. Earle will fight for transparency, accountability, and reforms that put homeowners first.

Statement date not recorded · Profile reviewed Sep 15, 2026

Earle Ford for Chief Financial Officer ↗

Original source ↗

Housing & homeownership

Property Insurance Reform

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Source topic or question: Property Insurance Reform

Candidate campaign source

Property Insurance Reform

Statement date not recorded · Profile reviewed Sep 15, 2026

Earle Ford for Chief Financial Officer ↗

Original source ↗

Candidate profile →

2026 Florida Chief Financial Officer — General Election

1 candidate with matching statements · 5 statements

Annette Taddeo

5 statements

Democratic · Chief Financial Officer · FL

Housing & homeownership

Florida’s property insurance crisis has one root cause: a system rigged to protect carriers over consumers. Insurers claim losses to justify rate increases while funneling billions to their affiliated companies. Florida’s own regulator commissioned a report proving it – and buried it rather than sha…

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Source topic or question: What do you believe is driving Florida’s property insurance crisis? What do you plan to do as the CFO to remedy the situation? ¿Qué cree que está impulsando la crisis del seguro de propiedad en Florida? De ser electo para este cargo, ¿qué planea hacer para remediar la situación?

Candidate questionnaire response

Florida’s property insurance crisis has one root cause: a system rigged to protect carriers over consumers. Insurers claim losses to justify rate increases while funneling billions to their affiliated companies. Florida’s own regulator commissioned a report proving it – and buried it rather than share it with lawmakers. Floridians have been paying for a lie. As a five-year member of the Florida Senate Banking and Insurance Committee, I saw firsthand how the system is failing consumers – and as CFO, I will put consumers first. I will demand full transparency in the affiliate arrangements insurers use to hide profits, strengthen oversight, aggressively enforce consumer protections, and increase competition so homeowners get the coverage they pay for. The politicians in Tallahassee who are supposed to hold insurers accountable have looked the other way. I will not.

Statement date not recorded · Profile reviewed Sep 15, 2026

Chief Financial Officer — VOTE411 Voter Guide. Additional information available on VOTE411.org. ↗

Original source ↗

View 4 more statements from Annette Taddeo

Housing & homeownership

I am running for Chief Financial Officer because Florida families deserve a CFO who will fight for them. The CFO should be an independent watchdog for consumers and taxpayers – not a lapdog for the governor or anyone else. The two most compelling issues facing Floridians are affordability and anti-c…

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Source topic or question: Why are you running for this elected position? What are the two most compelling issues on which, if elected, you feel you can make a difference? ¿Por qué se postula para este cargo electo? ¿Cuáles son los dos temas más importantes en los que, si es electo/a, cree que puede marcar una diferencia?

Candidate questionnaire response

I am running for Chief Financial Officer because Florida families deserve a CFO who will fight for them. The CFO should be an independent watchdog for consumers and taxpayers – not a lapdog for the governor or anyone else. The two most compelling issues facing Floridians are affordability and anti-corruption. The CFO has direct regulatory oversight over the insurance industry, yet homeowners are being crushed by rising insurance costs while the government looks the other way. The insurance industry has more sway in the CFO’s office than the voters. As CFO I will hold insurers accountable and demand transparency. And Tallahassee’s culture of pay-to-play politics has eroded public trust. The cost of corruption to the Florida taxpayer is too high and getting higher. I will crack down on corruption, enforce transparency laws, audit no-bid contracts as required by law, and put Floridians – not political insiders – first.

Statement date not recorded · Profile reviewed Sep 15, 2026

Chief Financial Officer — VOTE411 Voter Guide. Additional information available on VOTE411.org. ↗

Original source ↗

Housing & homeownership

Florida’s insurance market is failing homeowners and businesses when they need it most – after a hurricane, a flood, or a fire. Insurers file for rate increases claiming losses, while funneling profits to affiliated companies hidden from regulators. Florida’s own Office of Insurance Regulation commi…

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Source topic or question: What do you think should be done to stabilize the housing and business insurance markets against major environmental disasters, such as hurricanes, floods and fires? ¿Qué cree que debería hacerse para estabilizar los mercados de seguros de vivienda y negocios frente a grandes desastres ambientales, como huracanes, inundaciones e incendios?

Candidate questionnaire response

Florida’s insurance market is failing homeowners and businesses when they need it most – after a hurricane, a flood, or a fire. Insurers file for rate increases claiming losses, while funneling profits to affiliated companies hidden from regulators. Florida’s own Office of Insurance Regulation commissioned a report proving it – and buried it. As CFO, I will demand full transparency and expose the affiliate arrangements insurers use to hide profits while charging Floridians the highest premiums in the nation. Stabilizing the market also requires protecting the resources Florida needs when disaster strikes. The same emergency fund that should be there for the next hurricane was drained to spend $1.2 billion on Alligator Alcatraz – over $1 million a day, twenty times more than most other detention facilities. No-bid contracts, no audits, no accountability. As CFO I will ensure Florida’s emergency fund is protected for actual emergencies, not political stunts.

Statement date not recorded · Profile reviewed Sep 15, 2026

Chief Financial Officer — VOTE411 Voter Guide. Additional information available on VOTE411.org. ↗

Original source ↗

Housing & homeownership

Right now, Florida’s families are getting crushed by property insurance rates and high costs. But instead of doing anything about it, politicians in Tallahassee are turning a blind eye. As CFO, Annette Taddeo will do what should have been happening all along: hold the Big Insurance companies account…

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Source topic or question: Lowering Insurance Costs

Candidate campaign source

Right now, Florida’s families are getting crushed by property insurance rates and high costs. But instead of doing anything about it, politicians in Tallahassee are turning a blind eye. As CFO, Annette Taddeo will do what should have been happening all along: hold the Big Insurance companies accountable and lower costs for working families.

Statement date not recorded · Profile reviewed Sep 15, 2026

Annette Taddeo campaign source 3 ↗

Original source ↗

Housing & homeownership

Now she’s running for Chief Financial Officer — because Florida’s families are being robbed in plain sight. Insurance companies are raking in profits while homeowners can’t afford to stay in their homes. Tallahassee insiders are protecting themselves and their donors instead of the people who electe…

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Source topic or question: Meet Annette Taddeo

Candidate campaign source

Now she’s running for Chief Financial Officer — because Florida’s families are being robbed in plain sight. Insurance companies are raking in profits while homeowners can’t afford to stay in their homes. Tallahassee insiders are protecting themselves and their donors instead of the people who elected them.

Statement date not recorded · Profile reviewed Sep 15, 2026

Annette Taddeo campaign source 1 ↗

Original source ↗

Candidate profile →

Race groups · Page 1 of 15

How statements are selected

This section matches specific housing, rent, homeownership and borrowing costs terms in retained, attributed source text from published Florida candidate profiles. A profile heading or biography alone does not qualify. The Florida geography is fixed; saved state preferences cannot change these results. A mention can concern a community or group rather than Florida’s statewide measure.

Matching is automatic and does not establish a candidate’s stance, the accuracy of a claim, or an effect on the measured result. Results are grouped by recorded race, then by candidate name. Within each candidate, the matching issue mentions appear first. Only candidates with matching retained statements are shown; this is not a complete race roster. Repeated identical text for the same candidate is shown once. Coverage follows the existing state profiles and is not a complete record of all candidates or everything they have said. Review dates are not statement dates.

Florida incumbents

What incumbents are proposing

Explore reviewed bills sponsored by current Florida legislators and Florida’s congressional delegation, plus retained proposals from Florida’s governor and agencies. Each record keeps its latest recorded status and official evidence.

Government bodyProposal statusFind a sponsor or proposalOrder incumbents

32 matching sponsorships or proposals · 20 Florida incumbents. These filters apply only to this section.

Rep. David Borrero

Florida House · District 111 · R–FL

1 proposal

View proposals from Rep. David Borrero

Florida Legislature · HB 399

Land Use and Development Regulations

Mar 30, 2026 · Enacted · Chapter 2026-7

Rep. David Borrero · Sponsored

FactVote reviewed summary

Land Use and Development Regulations; Requires amount of application fees associated with development permits or orders to reasonably relate to certain costs; requires public schools interlocal agreements to address reasonable access to certain public easements & public rights-of-way; requires local governments to administratively approve applications for minor special exceptions or variances submitted by large destination resorts that meet certain requirements ; requires local government comprehensive plans &…

The measure became Chapter 2026-7 on March 30, 2026.

Why this record is included

The bill directly governs rental notices, tenant flood disclosure, affordable-housing development, or residential supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Land Use and Development Regulations; Requires amount of application fees associated with development permits or orders to reasonably relate to certain costs; requires public schools interlocal agreements to address reasonable access to certain public easements & public rights-of-way; requires…

Review official supporting evidence ↗

Official record ↗Rep. David Borrero’s profile ↗

Rep. Debbie Wasserman Schultz

U.S. representative for Florida, District 25 · D–FL

2 proposals

View proposals from Rep. Debbie Wasserman Schultz

U.S. Congress · Florida delegation · H.R.10010

Build Homes, Not Hate Act of 2026

Jul 30, 2026 · Introduced

Rep. Debbie Wasserman Schultz · Sponsored

FactVote reviewed summary

Why this record is included

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Housing activities Housing units under this section may be created through new construction, modular construction, manufactured housing, acquisition and rehabilitation of existing housing, conversion of hotels, motels, office buildings, or other vacant or underutilized properties, preservation of affordable housing, site acquisition, infrastructure, environmental remediation, accessibility modifications, accessibility modifications, and project operating reserves. (d)

Review official supporting evidence ↗

Official record ↗Open in FactVote →Rep. Debbie Wasserman Schultz’s profile ↗

U.S. Congress · Florida delegation · H.R.7856

Fair Housing for Survivors Act of 2026

Mar 5, 2026 · Introduced

Rep. Debbie Wasserman Schultz · Sponsored

FactVote reviewed summary

This measure would provide protection for survivors of domestic violence, sexual violence, and sex trafficking under the Fair Housing Act.

Referred to the House Committee on the Judiciary.

Why this record is included

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

(B) 84 percent of survivors in domestic violence shelters reported that they needed help finding affordable housing.

Review official supporting evidence ↗

Official record ↗Open in FactVote →Rep. Debbie Wasserman Schultz’s profile ↗

Rep. James Vernon "Jim" Mooney Jr.

Florida House · District 120 · R–FL

2 proposals

View proposals from Rep. James Vernon "Jim" Mooney Jr.

Florida Legislature · HB 133

Fees in Lieu of Security Deposits

Jun 2, 2023 · Enacted · Chapter 2023-181

Rep. James Vernon "Jim" Mooney Jr. · Sponsored

FactVote reviewed summary

Fees in Lieu of Security Deposits; Authorizes landlord to offer tenant option to pay fee in lieu of security deposit; provides requirements relating to certain notices, filing of insurance claims, options for paying fee, & written agreements between landlord & tenant to pay fee in lieu of security deposit; prohibits landlord from accepting certain payments; specifies landlords have exclusive discretion whether to offer tenants such option; prohibits landlord from approving or denying application for occupancy…

The measure became Chapter 2023-181 on June 2, 2023.

Why this record is included

The measure directly governs residential rental agreements, tenant obligations, affordable-housing finance, or housing supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Fees in Lieu of Security Deposits; Authorizes landlord to offer tenant option to pay fee in lieu of security deposit; provides requirements relating to certain notices, filing of insurance claims, options for paying fee, & written agreements between landlord & tenant to pay fee in lieu of security…

Review official supporting evidence ↗

Official record ↗Rep. James Vernon "Jim" Mooney Jr.’s profile ↗

Florida Legislature · HB 1499

City of Key West, Monroe County

Jun 29, 2022 · Enacted · Chapter 2022-260

Rep. James Vernon "Jim" Mooney Jr. · Sponsored

FactVote reviewed summary

City of Key West, Monroe County; Authorizes certain number & type of affordable housing units to be constructed for certain public sector governmental & essential services personnel.

The measure became Chapter 2022-260 on June 29, 2022.

Why this record is included

The measure directly governs residential rental agreements, tenant obligations, affordable-housing finance, or housing supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

City of Key West, Monroe County; Authorizes certain number & type of affordable housing units to be constructed for certain public sector governmental & essential services personnel.

Review official supporting evidence ↗

Official record ↗Rep. James Vernon "Jim" Mooney Jr.’s profile ↗

Rep. Jimmy Patronis

U.S. representative for Florida, District 1 · R–FL

1 proposal

View proposals from Rep. Jimmy Patronis

U.S. Congress · Florida delegation · H.R.5095

HOMEFRONT Act of 2025

Dec 11, 2025 · Introduced

Rep. Jimmy Patronis · Sponsored

FactVote reviewed summary

This measure would amend title 54, United States Code, and title 10, United States Code to exempt certain units of military housing from the requirements of the National Historic Preservation Act, and for other purposes.

Subcommittee Hearings Held

Why this record is included

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

(1) A landlord may not request that a tenant or prospective tenant of a housing unit sign a nondisclosure agreement in connection with the provision entering into, continuing, terminating a lease for the housing unit, or in connection with the provision by the landlord of services related to the housing unit.

Review official supporting evidence ↗

Official record ↗Open in FactVote →Rep. Jimmy Patronis’s profile ↗

Rep. Kimberly Berfield

Florida House · District 58 · R–FL

1 proposal

View proposals from Rep. Kimberly Berfield

Florida Legislature · CS/HB 701

Local Housing Assistance Plans

Jun 16, 2025 · Died in Rules

Rep. Paula Stark · Sponsored / Rep. Kimberly Berfield · Sponsored

FactVote reviewed summary

The bill would have allowed local housing-assistance funds to cover temporary mobile-home lot rent, rehabilitation, and emergency repairs. It did not become law.

The official Florida Legislature record lists this final action on June 16, 2025: Senate - Died in Rules.

Why this record is included

The proposal directly authorized temporary lot-rental assistance and housing-repair support for mobile-home owners. It did not become law or set the statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Authorizes county or eligible municipality to expend certain funds on lot rental assistance to mobile home owners for specified time period.

Review official supporting evidence ↗

Official record ↗Rep. Paula Stark’s profile ↗Rep. Kimberly Berfield’s profile ↗

Rep. Lawrence McClure

Florida House · District 68 · R–FL

2 proposals

View proposals from Rep. Lawrence McClure

Florida Legislature · HB 1417

Residential Tenancies

Jul 5, 2023 · Enacted · Chapter 2023-314

Rep. Tiffany Esposito · Sponsored / Rep. Lawrence McClure · Sponsored

FactVote reviewed summary

Residential Tenancies; Preempting regulation of residential tenancies & landlord-tenant relationship to state; specifies that act supersedes certain local regulations; revises how much notice is required to terminate certain tenancies.

The measure became Chapter 2023-314 on July 5, 2023.

Why this record is included

The measure directly governs residential rental agreements, tenant obligations, affordable-housing finance, or housing supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Residential Tenancies; Preempting regulation of residential tenancies & landlord-tenant relationship to state; specifies that act supersedes certain local regulations; revises how much notice is required to terminate certain tenancies.

Review official supporting evidence ↗

Official record ↗Rep. Tiffany Esposito’s profile ↗Rep. Lawrence McClure’s profile ↗

Florida Legislature · HB 665

Homeowners' Association Rental Agreements

Apr 30, 2021 · Died in Rules

Rep. Lawrence McClure · Sponsored

FactVote reviewed summary

Homeowners' Association Rental Agreements; Provides applicability for governing documents & amendments relating to rental agreements which are enacted after specified date; provides exception; provides applicability; specifies when change of ownership does or does not occur for certain purposes.

The official Florida Legislature record lists this final action on April 30, 2021: Senate - Died in Rules, companion bill(s) passed, see CS/CS/SB 630 (Ch. 2021-99).

Why this record is included

The measure directly governs residential rental agreements, tenant obligations, affordable-housing finance, or housing supply. It does not establish an effect on statewide median gross rent.

Retained Florida evidence context: Median gross rent. This record’s connection to the topic does not establish an effect on the measured result.

Homeowners' Association Rental Agreements; Provides applicability for governing documents & amendments relating to rental agreements which are enacted after specified date; provides exception; provides applicability; specifies when change of ownership does or does not occur for certain purposes.

Review official supporting evidence ↗

Official record ↗Rep. Lawrence McClure’s profile ↗

What sponsorship and proposal counts tell us

Only current Florida officeholders retained in the reviewed collection qualify. Bills require a recorded primary sponsorship; cosponsors and signing officials are excluded from sponsorship counts. An official introducer recorded as acting by request is labeled “Introduced by request”; that procedural role does not establish personal policy endorsement. Governor and agency records qualify when recorded as proposed. A separately verified governor transmittal can also establish an original proposal whose latest status reflects its later outcome. Signing an enacted law alone does not establish a proposal. A record appearing under several facts is counted once per officeholder. A bill with multiple primary sponsors appears under each recorded sponsor.

Enacted bills, adopted resolutions and unsuccessful measures remain visible as proposal history. Passing one chamber is not enactment. These counts do not measure effectiveness or prove that an action changed a Florida statistic. Collection reviewed Sep 2, 2026.

Sources & methods

Each data section links to its primary source and states its reporting period, unit, definition, and comparison limits. All 50 states appear in comparison tables. D.C. and territories are excluded from ranks. Missing and suppressed observations stay unavailable; a missing value is never treated as zero.

Ranks use stored source precision, ordered highest to lowest. Equal values share the same rank (1, 2, 2, 4). Sampling error and reporting coverage can make nearby ranks unreliable. The U.S. benchmark uses the published national measure when it is available, rather than a simple average of state values.

Supplemental government datasets retrieved October 4, 2026. Existing reviewed datasets retain their original verification dates. Refreshing the page does not refresh an official data release.

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Build Homes, Not Hate Act of 2026

FactVote reviewed summary

Signed Florida's Fiscal Year 2026–27 budget

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Affordable Housing

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Local Housing Assistance Plans

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Affordable Housing

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Servicemember Residence Protection Act of 2026

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What candidates are saying

2026 Florida Attorney General

Jose Javier Rodriguez

2026 Florida Chief Financial Officer — Democratic Primary

Earle Ford

2026 Florida Chief Financial Officer — General Election

Annette Taddeo

Rep. David Borrero

Land Use and Development Regulations

FactVote reviewed summary

Rep. Debbie Wasserman Schultz

Build Homes, Not Hate Act of 2026

FactVote reviewed summary

Fair Housing for Survivors Act of 2026

FactVote reviewed summary

Rep. James Vernon "Jim" Mooney Jr.

Fees in Lieu of Security Deposits

FactVote reviewed summary

City of Key West, Monroe County

FactVote reviewed summary

Rep. Jimmy Patronis

HOMEFRONT Act of 2025

FactVote reviewed summary

Rep. Kimberly Berfield

Local Housing Assistance Plans

FactVote reviewed summary

Rep. Lawrence McClure

Residential Tenancies

FactVote reviewed summary

Homeowners' Association Rental Agreements

FactVote reviewed summary

Sources & methods

Median owner-occupied home value

Renters · spending at least 30% of income

Home-price growth since 2016

Total housing units authorized