Todd Schaefer

The text below is the exact source material used for this statement.

The American Prosperity Card Act is my #1 issue. It’s not just another policy — it’s how we pull back the curtain on money, end the hidden bank skim, and make government accountable in real time. When your money is on the line, politicians can’t hide.

The text below is the exact source material used for this statement.

Protecting Free Speech

The text below is the exact source material used for this statement.

My American Prosperity Card Act will utilize systems that we already have in place to recapture the velocity of money in our economy to benefit the 99% not the banks.

The text below is the exact source material used for this statement.

Working class Americans deserve a minimum wage that is tied to inflation and closer reflects increased production over time. From 1979 to 2019 productivity increased by 60% while median hourly wages only grew by 16% all while CEO compensation rose by over 1000%. Right now 10% of Americans are holding multiple jobs to make ends meet and nearly half of Americans can't afford a $500 emergency. This is simply unsustainable. I'll fight for a minimum wage that is tied to inflation to combat rising costs.

The text below is the exact source material used for this statement.

“First Amendment freedoms are most in danger when the government seeks to control thought or to justify its laws for that impermissible end. The right to think is the beginning of freedom, and speech must be protected from the government because speech is the beginning of thought [...] The right of citizens to inquire, to hear, to speak, and to use information to reach consensus is a precondition to enlightened self-government and a necessary means to protect it.”—Supreme Court Justice Anthony M. Kennedy

The text below is the exact source material used for this statement.

Reduce 'Defense' Spending

The text below is the exact source material used for this statement.

Ever since WWII, the United States has been in a position of global dominance through the use of force abroad. We've also weaponized the US Dollar against countries we don't agree with through sanctions and tariffs. We have chosen demonization over diplomacy on the world stage for decades. This culminated in the formation of BRICS alliance. In 2023, BRICS GDP exceeded G7 GDP and they are still expanding. We need to rethink our entire foreign policy strategy before we are left completely isolated.

The text below is the exact source material used for this statement.

Strong labor unions were the biggest backers for a lot of policies that we take for granted: 8-hour work days to 40-hour work weeks to child labor laws. They have fought for unemployment insurance, worker compensation, on the job safety standards, and family medical leave.

The text below is the exact source material used for this statement.

We are all very aware that we only have two 'viable' political parties in this country. They do everything they can to hold onto that power. They can run whatever candidate they want and in most cases all it takes to win is a heartbeat and a nice (R) or (D) next to their name. They exert their power to ensure it is more difficult for opposing parties or candidates to even run. They then use the Red v. Blue fight to further divide the country.

The text below is the exact source material used for this statement.

Capped swipe fees redirect savings into the American Prosperity Fund.

The text below is the exact source material used for this statement.

High MPC Feedback Loop: Spending bills and policy decisions create immediate, visible effects on your monthly yield and balance.

The text below is the exact source material used for this statement.

Businesses lose billions to high swipe fees (2–3.5%) and near-zero interest on operating cash. The APCA delivers near-zero fees and full Treasury yields. The more businesses participate — regardless of size — the larger the Prosperity Fund grows for everyone. No caps. No means-testing. More participation = more benefit for regular Americans.

The text below is the exact source material used for this statement.

30% → Direct paydown of the national debt (priority: reduce foreign holdings).

The text below is the exact source material used for this statement.

Ironclad financial privacy — no surveillance, private right of action with big damages.

The text below is the exact source material used for this statement.

On Day One in Congress, the American Prosperity Card Act will be the first bill I introduce. It’s simple, powerful, and achievable — using systems we already have. No new taxes. No new spending.

The text below is the exact source material used for this statement.

We don't need more subsidies that inflate prices further. We need to attack the root causes, restore balance between shelter and investment, and support local supply and first-time buyers through transparency and competition.

The text below is the exact source material used for this statement.

The big money interests own both parties. While they fight each other, they're leaving working Americans behind. It's time to show the country there's a different way — starting with taking our credit and our government back.

The text below is the exact source material used for this statement.

Over the last several years, that has become further and further out of reach for our younger generations. We've supported a system that has eroded the middle class nearly out of existence. This has been exacerbated by high inflation, stagnant minimum wage, soaring healthcare costs, and a government that can print seemingly endless money for wars while leaving us with the bill. Both parties are to blame and Red vs. Blue 'Lesser of Two Evils' politics over four decades have gotten us here.

The text below is the exact source material used for this statement.

Ever since WWII, the United States has been in a position of global dominance through the use of force abroad. We've also weaponized the US Dollar against countries we don't agree with through sanctions and tariffs. We have chosen demonization over diplomacy on the world stage for decades. This culminated in the formation of BRICS alliance. In 2023, BRICS GDP exceeded G7 GDP and they are still expanding. We need to rethink our entire foreign policy strategy before we are left completely isolated.

The text below is the exact source material used for this statement.

Rank choice voting removes the poison pill of 'Spoiler Candidates' from the duopoly toolkit. If you support the Libertarian over the Republican or the Green over the Democrat, you as a voter rank them in your preferred order.

The text below is the exact source material used for this statement.

20% → Administration (shrinks as adoption grows).

The text below is the exact source material used for this statement.

Fund protected by 2/3 congressional vote requirement to redirect.

The text below is the exact source material used for this statement.

True affordability comes from making housing a home again, not a speculative asset for the few. With real cost visibility and better incentives, we can start fixing what decades of bad policy broke.