The bill would amend ERISA to deem qualifying health marketplace pools employers for purposes of offering group health plans or group health insurance coverage. Pools would need to form risk pools in good faith, avoid health-status-based membership conditions, offer coverage to all members under specified rules, and could provide coverage through an insurer or self-insurance, including prescription or over-the-counter drug coverage alone. Participation would not establish an employer or joint-employer relationship for other purposes.

FactVote-generated overview; it is not an official CRS summary.